Using Credit card abroad

parking_question_chap

Cant you just get Euros before you leave to pay off the balance? or have I missed the point?

NiftyDigits

parking_question_chap wrote: »

Cant you just get Euros before you leave to pay off the balance? or have I missed the point?

You've missed the point.

zagfles

parking_question_chap wrote: »

Cant you just get Euros before you leave to pay off the balance? or have I missed the point?

Because that'll likely cost far more!! See post #6.

travellerboy

Probably too late for this trip but the best card for foreign travel, purchases, ATM cash withdrawals is the HALIFAX CLARITY credit card. It has 0% charges and the conversion rate is the visa rate of the day, the best you will get. Getting cash from an ATM is the best ever, it will only cost 5.2p per day for every £100 withdrawn until you repay when you get home.

eDicky

travellerboy wrote: »

and the conversion rate is the visa rate of the day, the best you will get.

The Mastercard rate actually (often marginally even better).

NiftyDigits

travellerboy wrote: »

Probably too late for this trip but the best card for foreign travel, purchases, ATM cash withdrawals is the HALIFAX CLARITY credit card. It has 0% charges and the conversion rate is the visa rate of the day, the best you will get. Getting cash from an ATM is the best ever, it will only cost 5.2p per day for every £100 withdrawn until you repay when you get home.

Why are you posting the same thing that you posted a week ago.....and you still haven't replied to my question.

travellerboy

NiftyDigits wrote: »

Why is it better than the Creation Everyday?

New kid on the block, needs a track record whilst Clarity card has proven itself over many, many years. I will stick with Halifax, thanks.

travellerboy

eDicky wrote: »

The Mastercard rate actually (often marginally even better).

Agree, Clarity card is a Mastercard and their rate is always marginally better than Visa.

NiftyDigits

travellerboy wrote: »

New kid on the block, needs a track record whilst Clarity card has proven itself over many, many years. I will stick with Halifax, thanks.

What kind of nonsense is this? It is a credit card, so your funds can never be at risk. So what disadvantages can you envisage?
Creation Everyday has a superior [STRIKE]exchange[/STRIKE] interest rate. So less in the way of possible interest paid on cash withdrawals. 3.3p per day as opposed to nearly 5p with the Clarity. Also the company behind it is not a new company.
Try to come up with a cogent argument.

I actually have both at my disposal. But my question still stands...why not mention both and let people decide?

travellerboy

NiftyDigits wrote: »

What kind of nonsense is this?

Suggest you read Moneysavingexpert comments on the choice between the two Credit Cards.
Another point worthy of explanation is, in their T&C 5.2 _
We will charge a commission for the currency conversion at the rate in force.......