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Partners name on house not mortgage?

Hi

Sorry this is posted somewhere before but I've got to ask.

Basically me and my fianc! are moving into a house. She only has a zero hours contract so not sure the mortgage company will look fondly on it. So I'm wondering if it's possible for just me to take and pay the mortgage but have her name on the house as well, therefore making it a shared asset but only one person paying the mortgage.

Any help or advice on this issue would be much appreciated

Comments

  • SmlSave
    SmlSave Posts: 4,911 Forumite
    Part of the Furniture Combo Breaker
    She cannot be on the title deeds and not the mortgage.

    The best way to give her some 'ownership' of the property is to create a Trust Deed and enter a restriction on the title.
    Currently studying for a Diploma - wish me luck :)

    Phase 1 - Emergency Fund - Complete :j
    Phase 2 - £20,000 Mortgage Fund - Underway
  • theartfullodger
    theartfullodger Posts: 15,713 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    You can have as many names as you like on the mortgage: As long as someone is paying the mortgage they are happy.
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