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Yes, its the end of the ostrich effect!
Comments
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So its the first full week of being MSE! Ooooerr!:rotfl:
This week should be fairly low spends! Tonight Im off to a friends house which means Ive has a NSD! 3/15 this month! Then a lot of gym & work for the rest of the week, which keeps the daily spends down. Im motivated and feeling good:T but does anyone else get that feeling in the pit of the stomach sometimes, when you think of where you want to be, and when you think how on earth did i get myself here?
Savings: [STRIKE]1,500[/STRIKE] 3,000/ 10,000 Debt: [STRIKE]4319.78[/STRIKE] 4000/8,500:eek:
Barclaycard- 431.31
Natwest- 3568.69
£71/62 Pound Jar to be paid to my ISA monthly!
'Either you run the day, or the day runs you!:idea:0 -
Good luck with your shiny new diary. I just find it annoying when you going along oh so well and something comes along, to trip you up in the struggle to be debt free.:(
Have you got a date when you want to be debt free in mind?
Enjoy your shiny new savings jar - get it filled up quickly.:T
Love your title by the way.LBM 13039 1.1.13 Now £0 Finally Debt FreeMortgage free Oct 2019:)EFund/savings £25000 10/11/220 -
Hi Calling!
Thanks for dropping in! Thanks for the comments- its nice to know you arent alone!
Yesterday wasn't a NSD but a low spend day! I had to buy some flowers for my friend who had us round for dinner and some drinks :eek: but relatively cheap!
Today, im sure- will be a NSD, lunch brought in, coffee brought and some fruit! Onwards and upwards! :j Work, gym and then off to the wedding photographers to see some pictures of me and the OH in our test run for the big day! (not an actual test run but just some photos to see where we are best placed and which shots work for us!) :T :beer:Savings: [STRIKE]1,500[/STRIKE] 3,000/ 10,000 Debt: [STRIKE]4319.78[/STRIKE] 4000/8,500:eek:
Barclaycard- 431.31
Natwest- 3568.69
£71/62 Pound Jar to be paid to my ISA monthly!
'Either you run the day, or the day runs you!:idea:0 -
Saw this and thought of you;
http://www.moneysavingexpert.com/deals/deals-hunter/2016/04/19/starbucks-1-drink/0 -
Ahhh thanks Speky!:Its great to find another coffee addict! :rotfl: So today had been a NSD- and ive managed to smash my £62 monthly target already and have £72 in my monthly savings jar :j:j Early night for me tonight- I NEED to start getting up early and having time to do things before work. Any suggestions on ways to do this. Im as much a duvet addict as I am a coffee addict :rotfl::eek:Savings: [STRIKE]1,500[/STRIKE] 3,000/ 10,000 Debt: [STRIKE]4319.78[/STRIKE] 4000/8,500:eek:
Barclaycard- 431.31
Natwest- 3568.69
£71/62 Pound Jar to be paid to my ISA monthly!
'Either you run the day, or the day runs you!:idea:0 -
Hello, thought I'd drop by your diary as you so kindly stopped at mine.
I have a tip to help you get up, and this is what I do! When the alarm goes off, before your brain has time to wake up and try to drag you back into snooze mode, you get up, move away from the bed and straight into the bathroom. If you have a morning routine then start that as soon as possible, your body can do the work without your brain having to think and it can help get you going.The other thing I do is to write down what I need to do the night before for the next morning, like a routine, with times against each one. I can then refer to the list as I go about the following morning and I know that I am on time and am getting each job done.
Does that make sense?!
Hope it helps, let me know how you get on tomorrow morning.Collect Moments Not Things0 -
BeLikeMonica wrote: »Hello, thought I'd drop by your diary as you so kindly stopped at mine.
I have a tip to help you get up, and this is what I do! When the alarm goes off, before your brain has time to wake up and try to drag you back into snooze mode, you get up, move away from the bed and straight into the bathroom. If you have a morning routine then start that as soon as possible, your body can do the work without your brain having to think and it can help get you going.The other thing I do is to write down what I need to do the night before for the next morning, like a routine, with times against each one. I can then refer to the list as I go about the following morning and I know that I am on time and am getting each job done.
Does that make sense?!
Hope it helps, let me know how you get on tomorrow morning.
I'm going to try that!!!0 -
That's great! Thank you so much! I'll give it a go tomorrow, promise! And I'll let you know! So total was a total no spend day! Another one to my belt ( though I haven't been keeping count-rookie mistake!:eek:) makes me feel better though knowing it's another one!:j
Thanks for all the support too... it's great:j
Hope you've all had a thrifty day!Savings: [STRIKE]1,500[/STRIKE] 3,000/ 10,000 Debt: [STRIKE]4319.78[/STRIKE] 4000/8,500:eek:
Barclaycard- 431.31
Natwest- 3568.69
£71/62 Pound Jar to be paid to my ISA monthly!
'Either you run the day, or the day runs you!:idea:0 -
Hi ostrich, I've just read your diary. ..you're doing great!
Just a thought re the coffee.. so you don't feel too deprived and cave in and buy an expensive coffee..do you either have a coffee machine at work that you could take a flask to? Or, you can get one cup reusable filters and make yourself a fresh brew each cup from a bag of ground coffee of your choice (lidl do a nice one for very cheap).
A small outlay for either option, but less than a week's worth of shop bought coffees either way.PAYDBX 2016 #55 100% paid! :j Officially bad debt free...don't count my mortgage.
Now to start saving...it's a whole new world!!0 -
Thanks Willow! I dont have a coffee machine, BUT i do have sachets of coffee and I have iced coffee- so its not all bad! :rotfl:
Again, another NSD planned... busy day at work today, so many classes! :eek:Savings: [STRIKE]1,500[/STRIKE] 3,000/ 10,000 Debt: [STRIKE]4319.78[/STRIKE] 4000/8,500:eek:
Barclaycard- 431.31
Natwest- 3568.69
£71/62 Pound Jar to be paid to my ISA monthly!
'Either you run the day, or the day runs you!:idea:0
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