Thursday 14th March - What small DFW things will you do today?

allydowd

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free.

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important! :money:

allydowd

MONEY MAKING AND SAVING SITES AS OFTEN MENTIONED IN THIS FORUM:

• Benefits check-up ( Link )
• Coupon Shop Forum list of money-off coupons (Link)
  
• Cooking On A Bootstrap, cheap recipes ( Link)
• eBid ( Link )
  
• Freecycle ( Link )
• Free Postcode Lottery ( Link )
• FreeStuff ( Link )
  
• FreeUKStuff ( Link )
• Income Tax Calculator (Link)
  
• i-Say Surveys (Link)
• List of online newspapers. At bottom of the linked page. ( Link )
• LuckyPhone free lottery with loyalty rewards (Link)
  
• Marriage Tax Allowance (Link)
  
• MSE Boost Your Income page. Gateway to lots of money-making links. ( Link )
• MSE Abbreviations Explained ( Link )
• MSE Deals and Vouchers ( Link )
• MSE Wow Offers ( Link )
• NHS Minor Ailment Service article (Link)
  
• My Supermarket ( Link )
• OnePoll ( Link )
• Quidco ( Link )
• Reclaim PPI at no cost to yourself ( Link )
• Resolver tool. Helps you draft a letter, send it, monitor replies and then escalate it to an Ombudsman or key complaint body if it's not sorted. (Link)
  
• SayNoTo0870 cheap phone number finder ( Link )
  
• Survey sites that pay for your opinions ( Link )
• Swagbucks ( Link )
• Swapit ( Link )
• Tesco Orchard product testing (Link)
  
• Tickety Split cheap train tickets (Link)
  
• Toluna ( Link )
  
• TopCashBack ( Link )
• Wombling Guide (Link)
  
• You Need A Budget site and App (Link)

Checked 7 April 2016.

allydowd

Hi April Awesome-ees,

Thanks to "dear" neighbour waking us at 6:30am moving his wheelie bin I am awake earlier than planned so have time for a wee post.

I am continuing the Great Big Canal Challenge today...hopefully it'll only rain gently.

Debt Free-Nillionaire Continuity Plan Month Eleven:

* Grilled 8 sausages. 2 for my breakfast now, 2 for my OH's breakfast when she gets up, 4 to go in my pasta packed lunch for later (pasta, mayonaise, herbs, sausage).

* Dinner will be the sausage casserole I cooked on Tuesday so no need to use a lot of electicity cooking later.

* Will buy train tickets carefully so as to spend as little cash a possible and get the right balance of singles and returns on multi-stage journeys. Will travel off Peak to save £8.

* Checked bank balance. OK.

* Checked Nectar Points.

* Checked Payslip for tomorrow. OK

* Persuaded OH to take the car today and go shopping while I'm not using it, rather than to try and car share tomorrow.

* Contact man who's hopefully buying our old barbecue.

How about you guys?

OrangeFairy

Morning MSE'rs

It it's Thursday so I am very happy- today and tomorrow are my finishing at 2.30 days 😃

My to do list today

Check banking
Reconcile spends with app
Take out rent money (didn't do this yesterday)
Check FPL
Send out 2 fleabay sales
Choose something from stores for dinner
Lunch is jacket potato with leftover tuna
DD1 of to party so saves on food
Buy little present for said party/ £7.50 budget
Do surveys
Check topc@shback
Send email to SIL and MIL to pay us money they owe for the holiday (need to do still)
Update mse diary
Pay fleabay fees
Housework
Read my book for an hour
Check hubby has cancelled £5 a month fox channel


That's me I think!

Have a wonderful Thursday....nearly the weekend!

OF x

yasmin2

Morning all..

- already checked banking and see that loan payment taken out and another DD (have to say its lovely not seeing all these other random payments that I would make)
- shopping later with a list and a budget
- sneaky snacks and water to be brought so that can take away with me for the wkd as don't want to pay exorbitant hotel prices
- 2 more items to list for ebay

Hope everyone has a great day today - a little dull and damp over here

allydowd

Marriage Tax Allowance Tip

If you claimed MTA last financial year, you do not need to reclaim this month, you're claim will continue automatically.

If you're not claiming it you might want to have a look here and see if you want to. (Link) You could receive up to £432, and unlike most benefits/tax allowances, claiming is not complicated or lengthy.

DawnW

Morning all
Thanks for starting the thread Ally - enjoy your canal walk / run (?)
Dull and grey here too Yasmin

List for today:
Used HG stewed fruit for breakfast
Dog walks - free exercise
Housework
Ironing :(
HM meals from stores
Check sales unit
Any surveys that are available / FPL etc

Not very exciting, but needs must!
Hope you all have a good day

xxxJOJOxxx

Good Morning Everyone

Few bits for me today

- walk first half of journey today, check bus times for second half instead of taxi
- packed lunches for everyone
- tidy kitchen
- drop some things off at charity shop
- put away drying
- sort out handbag/purse
- online banking
- onepoll
- sort some paperwork

That's all for now

allydowd

DawnW wrote: »

Thanks for starting the thread Ally - enjoy your canal walk / run (?)

Thanks, it'll be a slow run. Think of a heavy shire/carthorse lolloping along! :rotfl:

PurpleFairy26

Happy Thursday Frugal pals :hello: thanks for starting us Ally hope your walk is fun.

My Thursday will look like:

*check banking, update spreadsheet, check surveys and FPL. No PAD until tomorrow when DH payday.
*meals from stores
*one thing of annoying thing/April list
*take door off in lounge and take to tip
*contact someone about fitting new door
*quick flylady of kitchen and bathroom

Help please Q1 Any of you colour your own hair? I [STRIKE]would like [/STRIKE] maybe need to, but have never done it and certainly don't want to pay salon prices - any advice?

Q2 - we appear to have a family of Great Tits (I think) nesting in our wall above our overflow pipe from the bathroom. They are pulling insulation out of the house and discarding it. I'm quite happy for them to have a warm home and assume I can't move them anyway. Anyone had any similar experience? They'll have to go at some point as that is where we are building our extension so will no longer be an external wall. I assume they are nesting with young given the time of year.

TIA

PF

ziggy2407

Morning All

Ally - Thanks for starting us off today, enjoy your canal walk


Hi to all of the regulars and a BIG welcome to all the newbies, this is a really FAB thread with so many lovely, caring, considerate and supportive people.

Really tired today (again), so it looks a bit like this today:

Packed lunch for DH & DS - Done
Check Bank -
Read meters & chart -
Email bro-in-law (regarding parking fine we got when attending a party, venue are telling him the ticket has been cancelled) -
Exercise at home -
Shower & pamper -
List couple of things for sale via FB etc -
Continue purge on Emails -
Complete a few surveys -
Craft -
Read -
Enter a few comps -
Check https://www.freepostcodelottery.com - Remember there are now 5 chances to win -
Check Lucky Phone -
Check numberplatelotto, Ashleigh, Ilovecashback etc -

Have a good day! Love to you all!

C x