Bank made mistake with my offer.

[Deleted User]

Nowhere. They've made an admin error. They're not responsible for you spending money you didn't yet have.

You may get a small goodwill gesture if you complain, but that's it.

Stevie_Palimo

Mistakes happen Paul, Time to move on and pay your dad back at a rate and plan that suits you both here and for the record Halifax are not entitled to cover your eager spending habits.

(Text removed by MSE Forum Team)

Lesson here is to read things through properly and read between the lines.

dunstonh

You don't stand anywhere. Clerical errors happen and you have no legal entitlement to the money as a result of a mistake. It works both ways. Had they said you were getting £80 but then realised it should have been £600, they wouldnt be able to keep the extra £720 for themselves.

You should consider this a lesson that you should not spend money until it is in your account.

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JimmyTheWig

I'd go with zx81's suggestion, OP. He normally talks sense on these boards, and he is here.

You're not likely to profit from Halifax's error. It certainly wouldn't get anywhere in court or with the ombudsman. Best you can hope for, as said above, is a goodwill gesture from them if you phone them and ask them nicely.

Given that there's not a lot you can do about Halifax, the only thing to offer suggestions on is how to pay your dad back the money you now owe him. Which is why I think zx81 was pretty spot on.

JimmyTheWig

dunstonh wrote: »

You don't stand anywhere. Clerical errors happen and you have no legal entitlement to the money as a result of a mistake. It works both ways. Had they said you were getting £80 but then realised it should have been £600, they wouldnt be able to keep the extra £720 for themselves.

You should consider this a lesson that you should not spend money until it is in your account. You may also wish to consider a little humility as your responses to others have been unpleasant.

Yes, they certainly do!

[Deleted User]

dunstonh wrote: »

Had they said you were getting £80 but then realised it should have been £600, they wouldnt be able to keep the extra £720 for themselves.

Faulty arithmetic there, Dunston. Subtract £80 from £600 and the "extra" is only £520, not £720!

Bad tempered thread, this.

Don't feed.

dunstonh

I had £800 in my head when I deducted it. Can I have a moan at you and Jimmy for being a troll because you pointed out something correctly but I didnt like it