Debate House Prices
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Buy-to-let Landlords - filling a need or evil capitalists?
Comments
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Is being a BTL landlord wrong? No, provided that you abide by all applicable laws.
Defending a system which is obviously not fit for purpose is another matter altogether.
The obvious problem being that if feel you are benefitting hugely from a system, you are disproportionately likely to defend the status quo, and if you feel that you are being kicked in the proverbials by it, you are disproportionately likely to attack it. Given that most renters feel that they are not benefitting from the system, that they outnumber landlords by a huge margin, and given how easy it is perceived as being for landlords to ignore housing laws, I'd have thought that the reason for "a lot of venom" is pretty obvious. Whether it's correctly targetted or not is a different matter altogether.
As far as this specific forum is concerned, landlords believing that Stoke is some sort of miracle cure to the housing crisis and using unfortunate language to make a valid point probably does little to help relations. For instance, you can use supply and demand to argue that London is "not overpriced", but this does not change the fact that for the majority of those who need housing in the vicinity, appropriate housing is "too expensive". Most people on both sides of the debate will see those two phrases as synonyms, when they are not. It's perfectly valid to argue that London is "not overpriced" due to the level of demand, but is "too expensive" relative to the prevailing rates of pay.0 -
What would tenants like to see in tenancy legislation?
And I repeat, where is rented housing going to come from if people don't invest in it?(AKA HRH_MUngo)
Member #10 of £2 savers club
Imagine someone holding forth on biology whose only knowledge of the subject is the Book of British Birds, and you have a rough idea of what it feels like to read Richard Dawkins on theology: Terry Eagleton0 -
seven-day-weekend wrote: »What would tenants like to see in tenancy legislation?
And I repeat, where is rented housing going to come from if people don't invest in it?
You speak as if we have a binary choice between the free market and reverting to cave-dwelling.0 -
So, do you fancy answering my (serious) question?(AKA HRH_MUngo)
Member #10 of £2 savers club
Imagine someone holding forth on biology whose only knowledge of the subject is the Book of British Birds, and you have a rough idea of what it feels like to read Richard Dawkins on theology: Terry Eagleton0 -
seven-day-weekend wrote: »What would tenants like to see in tenancy legislation?
And I repeat, where is rented housing going to come from if people don't invest in it?
I'd like to see loopholes tightened so that LL's really do have to do repairs within a month rather than come up with a myriad of excuses, with an under resourced Environmental Health giving same LL's extended amounts of time to make repairs, leaving tenants in bad situations.
I'd like to see a situation as exists in Scotland where 'no blame' S21 evictions can't happen anymore. Fair enough that evictions can happen due to rent arrears but its not on that a tenant pays LA fees, are reassured its a long term let then after six months the LL tells them they are selling. This can cost a tenant many hundreds of pounds.
If a tenant is fighting eviction due to a lack of repairs, all LL's should be instructed to bring dated evidence to court on the state of the property so tenants can't get away with doing this.., causing the eviction process to take twice as long as it should. I'm not totally on the side of the tenant, they can be nightmares too lol.
I think LHA should still represent the bottom 30% of rental rates. It doesn't anymore. Quite often it is impossible to find any property at LHA rates, when I looked in lots of different areas, this is what I found. It wasn't just expensive areas around London, I even looked at Great Yarmouth lol.
I think LL's should not be able to discriminate against people on benefits. Rent arrears can happen amongst employed people just as easily. LL's/LA's should be forced to do more than just pay £10 for a credit check (and of course charge the tenant five or six times that), bank statements should be checked, the previous property seen. Then true judgements can be made as to the worthiness of a tenant. A bit more time, thousands saved if a bad tenant is discovered. Perhaps LL's could have to include paperwork to show such checks were done before an eviction for rent arrears could be processed. Then there will be less demand for social housing.
All this is just my opinion, I don't expect anyone to agree with me lol.0 -
On the whole I agree with this except for the 'no fault' eviction. The landlord might want to sell their house, have it for a relative or indeed live in it Maybe the AST could last for a minimum of twelve months, after an initial six.
Also, some mortgage lenders don't allow LLs to rent to people on Benefits, so that's not really the LL's fault.(AKA HRH_MUngo)
Member #10 of £2 savers club
Imagine someone holding forth on biology whose only knowledge of the subject is the Book of British Birds, and you have a rough idea of what it feels like to read Richard Dawkins on theology: Terry Eagleton0 -
seven-day-weekend wrote: »On the whole I agree with this except for the 'no fault' eviction. The landlord might want to sell their house, have it for a relative or indeed live in it Maybe the AST could last for a minimum of twelve months, after an initial six.
I don't understand why it's hard for tenants to find the right lanlord or negotiate the right contract for them.
It's pretty obvious that if you rent off a mate starting a business that they might want their flat back when it falls through, yet if you rent off a portfolio landlord there's lower risk of them wanting to get a flat back for family members.
Why do people find it so hard to use a bit of common sense?
If you want security why not ask the lanlord for it? If they say no way I want to be able to chuck you out at a moments notice and you have a large family then perhaps he,s not the landlord for you.
Geez is it so hard for other people?
For me it's not.0 -
Some renters don't like landlords because rent is perhaps the biggest single cost they have and they don't see why they should pay £500-5000 per month (depending on location and property) when all the landlord does is change a lightbulb and paint a wall once every other year.
You missed the bit about providing a roof over their head. Never heard of a landlord changing a lightbulb."Real knowledge is to know the extent of one's ignorance" - Confucius0 -
HornetSaver wrote: »You speak as if we have a binary choice between the free market and reverting to cave-dwelling.
You didn't answer the question."Real knowledge is to know the extent of one's ignorance" - Confucius0 -
I don't understand why it's hard for tenants to find the right lanlord or negotiate the right contract for them.
It's pretty obvious that if you rent off a mate starting a business that they might want their flat back when it falls through, yet if you rent off a portfolio landlord there's lower risk of them wanting to get a flat back for family members.
Why do people find it so hard to use a bit of common sense?
If you want security why not ask the lanlord for it? If they say no way I want to be able to chuck you out at a moments notice and you have a large family then perhaps he,s not the landlord for you.
Geez is it so hard for other people?
For me it's not.
Maybe after the sensible tenants and landlords have found each other it just leaves the not so sensible tenants (who can't express what they want) and dumb landlords (who for some reason don't repair their properties). I've been a landlord for over 25 years with an average of about 6 properties (currently 8), I've always had good landlord and tenant relationships with my tenants. Apart from one tenant who I evicted, but that was back in the early days when I wasn't as thorough with the initial checks on tenants, she would never get though our vetting procedure now.Chuck Norris can kill two stones with one birdThe only time Chuck Norris was wrong was when he thought he had made a mistakeChuck Norris puts the "laughter" in "manslaughter".I've started running again, after several injuries had forced me to stop0
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