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Car seized for no insurance

124

Comments

  • Justice13075
    Justice13075 Posts: 2,008 Forumite
    Part of the Furniture 1,000 Posts
    If when a PNC check on your vehicle is done and it comes back that the insurance has been cancelled and you show the officer an Insurance policy for your car, if the Policy numbers are the same you are going to get your vehicle seized end of. If you show the officer a certificate which does not match the cancelled one then the officer will normally let you go on your way but will check on your insurance. It can take usually a week to show on the database but some never show.
  • AdrianC
    AdrianC Posts: 42,189 Forumite
    Eighth Anniversary 10,000 Posts Name Dropper
    Oh and by seizure I meant the document, a key piece of evidence you appeared willing to let drive off down the road. ;)
    ...at which point, the driver goes back home and prints off another copy. Or three.
  • AdrianC wrote: »
    ...at which point, the driver goes back home and prints off another copy. Or three.

    You've said this before.

    He can print off a million and?

    It's the one produced with intent t deceive that's evidence of an offence.

    Can you not understand that?
  • AdrianC
    AdrianC Posts: 42,189 Forumite
    Eighth Anniversary 10,000 Posts Name Dropper
    You've said this before.

    He can print off a million and?

    It's the one produced with intent t deceive that's evidence of an offence.

    Can you not understand that?

    Prove that's the intent. We're told it wasn't "Dave"'s intent.
    But whether it is the intent or not, you've seized a piece of paper. Right. Great. It's not going to stop him producing it again, is it? And it certainly doesn't prove the intent behind the production.

    So what's been achieved by the seizure of that piece of paper...?
  • AdrianC wrote: »
    Prove that's the intent. We're told it wasn't "Dave"'s intent.
    But whether it is the intent or not, you've seized a piece of paper. Right. Great. It's not going to stop him producing it again, is it? And it certainly doesn't prove the intent behind the production.

    So what's been achieved by the seizure of that piece of paper...?

    Keep up trigger.
  • Iceweasel
    Iceweasel Posts: 4,887 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    We had this same difference of opinion (or very similar) regarding a lawful seizure about a month ago:

    https://forums.moneysavingexpert.com/discussion/5429894

    My car was shown on the MID database as having no insurance for a period of at least 11 days. That was 11 days from me becoming aware of it and contacting my Insurance Company who confirmed to me that it was insured and that they would get the error corrected.

    How long it had been shown to be uninsured before I noticed it is anyone's guess.

    But for that 11 days I made sure that I had photo ID, the V5C, and my Insurance Certificate (a print-off PDF) with me.

    I wasn't stopped - despite driving around the centre of Scotland's 4th largest city on several occasions over a weekend when the MID and my Insurance Co. offices were closed.

    What could I have done if the proof I could produce was thought to take 2nd place to some flawed or delayed computer system?

    Joe Horner's info simply must be the correct - if an in-date certificate is produced at the roadside then the vehicle should not be seized.

    Any other suspicions that a police officer might have must be dealt with at a later date.
  • force_ten
    force_ten Posts: 1,931 Forumite
    Eighth Anniversary 1,000 Posts Combo Breaker
    AdrianC wrote: »
    That's not quite true.
    If you're driving in the line of employment, the employer is responsible for insurance, AND you have reasonable grounds to believe that the vehicle is insured, then that's a legitimate defence.

    are you sure about that?
    Company vehicles

    If you drive a company vehicle your employer has a duty to you to ensure that the vehicle is insured and can be convicted of an offence if it is not. In addition to this you also have an obligation to be sure that insurance cover is in place for any vehicle which you drive. In this situation it is possible that both you and the vehicle owner could be charged.

    you also have an obligation to be sure that insurance is in place for you to drive the works vehicle and if you don't then you may still be prosecuted along with the vehicle owner for the offence of driving without insurance
  • dacouch
    dacouch Posts: 21,636 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    force_ten wrote: »
    are you sure about that?



    you also have an obligation to be sure that insurance is in place for you to drive the works vehicle and if you don't then you may still be prosecuted along with the vehicle owner for the offence of driving without insurance

    Oh dear

    "(3)A person charged with using a motor vehicle in contravention of this section shall not be convicted if he proves—
    (a)that the vehicle did not belong to him and was not in his possession under a contract of hiring or of loan,
    (b)that he was using the vehicle in the course of his employment, and
    (c)that he neither knew nor had reason to believe that there was not in force in relation to the vehicle such a policy of insurance or security as is mentioned in subsection (1) above."

    http://www.legislation.gov.uk/ukpga/1988/52/part/VI/crossheading/compulsory-insurance-or-security-against-thirdparty-risks
  • jaydeeuk1
    jaydeeuk1 Posts: 7,714 Forumite
    Debt-free and Proud!
    There was once a young man called Dave
    Whose insurance hadn't been paid
    They will now throw the book
    Leaving him fooked
    For a stunt he regretted he played
  • rudekid48
    rudekid48 Posts: 2,382 Forumite
    Part of the Furniture 1,000 Posts
    There once was a poster called Jaydee
    Who hijacked a thread about Davey
    A car was impounded
    To me it all sounded
    A load of old bollox and shady



    Next.....
    All matter is merely energy condensed to a slow vibration, we are all one consciousness experiencing itself subjectively, there is no such thing as death, life is only a dream, and we are the imagination of ourselves.
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