Road accident involving dog, no pet insurance

luaive

My dog was recently involved in a car accident, she ran across the road and was hit by a car. I didnt have pet insurance, stupid I know that now I have had a letter from the drivers insurance stating that I am responsible for the accident, which I know is how it works now through research. I dont have any money, and I have no insurance details to give them My husband says he is going to measure the distance between when the guy said he hit her, to the point he stopped, because he believes he was speeding, and that he will write to the insurance company stating this, but I know it wont work that way Can anyone help please?

consumers_revenge

Im not sure how it works with pets but what if a child walked into the road? No such thing as child insurance....that would be down to the driver ( not fair I know ) but that's what fully comp is for.

luaive

Unfortunately unless the dog is on a lead at the time then its the owners fault His policy is fully comp, letter says to pass the letter onto our pet insurers but I dont have any

GwylimT

Do you have home insurance with legal cover?

Are you a member of the dogs trust? If so you would have public liability cover.

luaive

No and no I do have legal cover with usdaw, but they are closed atm, I was hoping to get some advice here, or some reassurance that this can be sorted

rs65

Do you have home insurance?

elsien

What are they wanting to claim for?
You will be liable because your dog should be under control in a public place which it obviously wasn't if it was able to run into the road regardless of the car's speed.
Was your dog injured?

luaive

No insurance, apart from car and seeing as mine wasn't involved isnt going to help Yes im aware of the legalities now, been researching since it happened Its my husband who thinks it can be sorted with proving he was steepding. Yes she died

luaive

Claiming for damage caused to their insured vehicle and related costs.

luaive

Err speeding not steepding, I dont even know what it means.....

rs65

luaive wrote: »

My husband says he is going to measure the distance between when the guy said he hit her, to the point he stopped, because he believes he was speeding

I'm afraid I don't think that will prove much