Yorkshire Bank PPI

[Deleted User]

The only additional thing a claims company would get is a fee from you when they find out you've already tried to make a complaint.

The_squirrell

All they would do is send a spreadsheet with your details on to Yorkshire Bank. This will be included with many other names. Yorkshire will check once again and advise The Claims Guys, the very same thing that they have told you. You will be wasting the bank's and staff time, by getting them to check again and its not often I say this......you will also be wasting the CMC's time. Oh and yours of course!

julieluvs2shop

Thank you for the replies. It saves me replying back etc

dunstonh

1 - Most MPPI complaints fail. So, statistically, the odds are against you straight away
2 - Most Yorkshire bank mortgages were arranged via brokers/estate agents/advisers. If that was the case for you, then Yorkshire will know nothing about your insurance purchases as they didnt sell them to you.

I hear on the radio advertising the claims guys saying you don’t need any acc numbers but I don’t know if they’d get the same response, has anyone made a successful claim after being told ‘unable to determine’? Thank you

You dont need account numbers. In most cases the banks can identify you from your name and address. However, as banks destroy data over time (as they are required to do) and especially quicker on those that are no longer customers, it gets harder as you go further back in time. It wont be helped by the fact that most MPPI is a standalone plan and if arranged pre-reguilation, often the only documentation would be a single piece of A4.