Luma Initial Limit

Dandytf

Slightly tempted as Luma has gone pre approved recently.

Though not guaranteed, it's a slight improvement from previous 80% chance of acceptance past few months.

Ben8282

Your credit file is littered with defaults.
You have been on an AP and now a DMP.
You wish to purchase a television costing £4000.


Nothing further to add.

toniq

4K is a resolution on the more modern smart TVs, think you have misunderstood the op.

Ben8282

Thanks for pointing this out. I was unaware.

Dandytf

Ben8282 wrote: »

Your credit file is littered with defaults.
You have been on an AP and now a DMP.
You wish to purchase a television costing £4000.


Nothing further to add.

Please refer to my earlier post when I stated I didn't want to pay Hitachi finance +700 for a 600 t.v.;)

4K is the resolution not cost related

I agree it's certainly not a necessity though I love tech and keep my 'techie' purchases few and far between even years.

Please also keep in mind I continue to make sc payments since 2012 until 2019,

Dandytf

A4445 wrote: »

Not sure if this helps but I have 2 cards issued by capital one both came with the same limits 2x£1500 applied 3months apart. So I guess if they gave you £200 it's likely the second would be £200. I'm not sure if AQUA have any 0% deals?

Thanks for your advice

It's a slightly mad world, I was declined a few weeks ago cap1 limit increase (50% used no missed payments)

Today got accepted Lima 1000 initial limit 5 times cap 1 lnitial limit though at least 18mths apart

Does luma allow transfers from cap1 thought it's less than 200