Unexpected request to confirm tax residency - Halifax

badmemory

It's amazing that a whole year down the line (1st post 2/4/16) & they STILL can't get it right. Although at least now customer services seem to have heard about it, which is a significant improvement.

Gers

uknick wrote: »

Update after I sent my letter back to Lloyds -

They've updated my online current account details to show United Kingdom as country of residence for tax purposes and populated my National Insurance number.

Wouldn't it have been a lot easier just to ask me to do this originally?

I don't have any of that information showing on my Lloyds profile or current account page.

badmemory

Gers wrote: »

I don't have any of that information showing on my Lloyds profile or current account page.

You need to go into the "change my details" it doesn't show until you go into that.

gregswhu26

I got a letter back from TSB today saying theyvare happy they im not a US citizen and no details will be passed on to the US authorities

Cook_County

gregswhu26 wrote: »

I got a letter back from TSB today saying theyvare happy they im not a US citizen and no details will be passed on to the US authorities

It would breach data protection law for TSB to pass any data to the US authorities. Hopefully, their letter said they will not pass data to HMRC?

EdSwippet

Cook_County wrote: »

It would breach data protection law for TSB to pass any data to the US authorities.

It would. And yet we both know that the main -- perhaps sole -- purpose of the FATCA intergovernmental "agreements" drawn up between the US and other countries was to bypass any data protection law in the other country.

Under the UK FATCA intergovernmental agreement, banks pass information to HMRC only so that HMRC can then subsequently pass it on to the US authorities.

Cook_County wrote: »

Hopefully, their letter said they will not pass data to HMRC?

Hopefully.

badmemory

The banks are already obliged to report taxable savings to HMRC so I think this will be just another "the bank has to tick a box" notification. The only data protection that seems to apply these days is used as an excuse to prevent them from telling you what they know about you.

hvc19oct

I got one from Natwest today - I have never been a US citizen or lived there - what the hell are they going on about

Pollycat

hvc19oct wrote: »

I got one from Natwest today - I have never been a US citizen or lived there - what the hell are they going on about

Have you read the thread?

Felicity111

I'd just like to say Thank You to everyone on this thread. I received one of these letters a couple of weeks ago and it has been sat in a pile of "Hmm" papers whilst I worried about it a bit. I decided to do a bit of research this morning and this thread has been extremely helpful in echoing all of my concerns and providing useful advice about updating my profile (I feel comfortable doing this) rather than returning the paper form (which I certainly do not feel comfortable about).

By way of further information, I came across an FAQ on the Lloyds website (google self certificate tax purposes Lloyds) which suggested to me the letter might be genuine. However, the FAQ is not worded in a particularly helpful fashion and I was none the wiser after having read it. It may make sense to others though.

Many thanks again. Profile updated