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MPG car choice

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  • evansc1
    evansc1 Posts: 131 Forumite
    Ninth Anniversary 100 Posts Combo Breaker
    foxy-stoat wrote: »
    How many miles are you doing a year?

    Will soon be 15k or so. Mainly 50mph roads.
    Mortgage - £124,903 Sept 2016-Jan 2017 OP target £1,750/[STRIKE]£1,550[/STRIKE]
  • mark5
    mark5 Posts: 1,364 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    You need to factor in depreciation, car tax, insurance, servicing,mpg, replacement of parts, tyres.

    Pound for pound, value for money the focus is a good car.

    The Audi is a nicer car in my opinion and I'm the type to pay the premium for it but you have to decide if it's worth it to you.

    A lot of people buy diesels for the headline mpg figures and low cost of car tax but go in to meltdown when they get hit with big maintenance bills. If your buying a 5 year old diesel factor in the potential cost of egr, dpf and dual mass flywheel failures.
  • foxy-stoat
    foxy-stoat Posts: 6,879 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper
    evansc1 wrote: »
    Will soon be 15k or so. Mainly 50mph roads.

    So if you averaged 30mpg on the current car you are spending around £2300 a year on petrol.

    If you bought a car that acheived 42.5mpg say you will end up saving £630 a year on fuel.

    If you want to drop £8000-£11000 on a "new" car to save £600-£700 on fuel then go for it, but if your next car has a majorish bill in the first few years then it wont be worth it.

    If it was me and my money I would buy a 10+ year old 1.9tdi PD engined A4/A6/Golf/Bora/Skoda for £3000 and have £2000 put aside for anything it needed and achieve at least 42.5mpg.
  • forgotmyname
    forgotmyname Posts: 32,917 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    You maybe surprised at how many people think they are saving money by spending £10k on a car to save £100 a year.

    How much will an extra 15mpg save you? Not forgetting
    the extra expense of a modern diesel if something does go
    wrong.
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  • getmore4less
    getmore4less Posts: 46,882 Forumite
    Part of the Furniture 10,000 Posts Name Dropper I've helped Parliament
    VAG group 1.9tdi pd best you can find for the money.
    (should have change)
    Octavia L&K spec.

    As others point out changing often does not save money you swap mpg for depreciation.
  • Rain_Shadow
    Rain_Shadow Posts: 1,798 Forumite
    foxy-stoat wrote: »
    If it was me and my money I would buy a 10+ year old 1.9tdi PD engined A4/A6/Golf/Bora/Skoda for £3000 and have £2000 put aside for anything it needed and achieve at least 42.5mpg.


    I had two Mk4 Golfs with the 1.9Tdi PD engine. A 90bhp that consistently did 60mpg and a 150bhp that consistently did 55mpg no matter how enthusiastically driven.
    You can pick your friends and you can pick your nose but you can't pick your friend's nose.
  • foxy-stoat
    foxy-stoat Posts: 6,879 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper
    How much will an extra 15mpg save you? Not forgetting
    the extra expense of a modern diesel if something does go
    wrong.

    @ £1.02 per ltr 1 gallon will cost £4.59....So:

    30mpg = £0.15/mile
    45mpg = £0.10/mile

    You will save 5p on fuel every mile you drive. Drive 15,000 miles a year and the annual saving is around £750 on fuel.

    So one bill for DMF or DPF or faulty injectors or fuel pump will wipe out possible savings. Obviously once one or all of these issues is paid for you should get a few years good running out of the car so that will reduce your issues with depreciation when/if you sell - so you will only get hit for depreciation should you have a total loss claim.
  • mark5
    mark5 Posts: 1,364 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    One thing we are getting away from now is the fact the op wants a new car, be it petrol of diesel he's probably going to upgrade anyway, whatever car he buys will depreciate.
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