£23000 debt were to start?

monochome_blue

Just wanted to say well done on deciding to take this on - we've all been there to some extent and I can tell you it only gets better from here.

I'd just like to strongly suggest you take some sort of DMP route here (with an organisation that doesn't charge for it!). There is always a lot of well meaning advice about belt tightening as if that will solve the problem, but in your situation being honest it's not going to be enough. You should do it anyway, but get charity advice as well.

And just remember you WILL get there!

vacheron

patman99 wrote: »

Been looking at your figures and can see that you will soon be spending-out on nappies again. Please consider terry nappies. You can buy packs of liners that you just flush down the loo, leaving just the nappy itself to stick through the washing machine. The estimated saving on using terry nappies over disposables is £2,000 a year (and that takes into account the cost of washing them).

Can this figure really be true? We used Tesco disposables which were £8 for 56. Assuming no promotions (they were usually 2 packs for £12) that is 14.3p per nappy. Even 10 nappies a day, 365 days a year is "just" £500 per year.

With the promo and 8 nappies per day it's just £312, and this is before the terry nappy washing / ironing / liners and purchase costs are deducted.

I'm not saying terry nappies aren't worthy and won't save money, but I'd love to know how the people who came up with the estimates of £2,000 worked it out?

rogue999

I'm a huge fan of re-usable nappies (used on both of mine), but the £2k saving is wrong - more like £500+, which is still very,very good and worth doing. Even better if you can reuse on future children.

Warning - you may become obsessed with them and buy wraps in every colour under the sun - thus saving no money at all (not describing myself - honest!)

mikenolan

patman99 wrote: »

Been looking at your figures and can see that you will soon be spending-out on nappies again. Please consider terry nappies. You can buy packs of liners that you just flush down the loo, leaving just the nappy itself to stick through the washing machine. The estimated saving on using terry nappies over disposables is £2,000 a year (and that takes into account the cost of washing them).

Are these disposable nappies covered in gold leaf?! Aldi's Mamia nappies are between 4.8p and 11p each depending on size and are a Which best buy. I don't doubt there are potential savings and environmental benefits but £2,000 per year sounds a touch high!