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£170000 in 10 years

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Comments

  • Busy_Mee1
    Busy_Mee1 Posts: 1,015 Forumite
    Great that eb@y has woken up again, would it be worth relisting your “millionaire challenge” items, perhaps with new photos ?

    Great Charity shop finds too x
  • try_harder
    try_harder Posts: 1,532 Forumite
    Tenth Anniversary 1,000 Posts Combo Breaker
    Thats a very good idea Busy Mee1 i hadnt thought of that, i will have to look in my book and see what the items were as its been so long now i have almost forgot about them ,a fresh look would certainly help possibly in new surroundings too,you have really made me think ,thank you.

    Trouble is i could spend hours in those shops and pounds ,im yet to have a no spend day which was one of the things i wanted to have at least once a week and its day 5 and still not done ,never mind it is saving me money in the long run i guess.Hope all is well with you and thank you for taking the time out to help me see things in a new light yet again...Why dont i see these things i wonder .
  • themadvix
    themadvix Posts: 8,871 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Photogenic
    We all need help with looking at things with a new perspective every now and then TH, don't beat yourself up about it! :)

    I'm guessing everyone's feeling flush with Christmas present money at the moment? (Probably forgetting that January pay day is a long way off!)
    Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days

    'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway


  • daisy_1571
    daisy_1571 Posts: 2,164 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Yup, sometimes someone says something that just clicks and you can't help but think why on earth didn't I think of that. It's good that we all help each other

    Ebax certainly doing well, I though Jan would be slow but as themadvix says my be folks are forgetting how long January can be!

    Daisy
    22: 3🏅 4⭐ 23: 5🏅 6 ⭐ 24 1🏅 2⭐ 25 🏅 🥈⭐ Never save something for a special occasion. Every day is a special occasion. The diff between what you were yesterday and what you will be tomorrow is what you do today Well organised clutter is still clutter - Joshua Becker If you aren't already using something you won't start using it more by shoving it in a cupboard- AJMoney The barrier standing between you & what youre truly capable of isnt lack of info, ideas or techniques. The secret is 'do it'
  • try_harder
    try_harder Posts: 1,532 Forumite
    Tenth Anniversary 1,000 Posts Combo Breaker
    A large part of my last post seems to have gone missing ,i think posting late at night or very early in the morning is not good lets hope for better tonight .

    Thank you themadvix and daisy that is what i love about being here ,there are so many lovely people always ready with help and great advice .

    DAY 5
    £27.49 spent on food
    £44.90 spent on sale items today ,i have bought lots of Christmas and birthday presents at greatly reduced prices all to be put away in my presents cupboard.
    £10 moneyback on an unwanted Christmas present making £249.70 in the free money pot .

    It is strange daisy and themadvix that ebax has suddenly picked up maybe people are spending money they have been given for Christmas whatever it is i hope its a good sign long may it continue

    Oh and £40 diesel spent today on car 2
  • michelle09
    michelle09 Posts: 912 Forumite
    Eighth Anniversary 500 Posts Name Dropper
    Well done on the presents - it's the best time to sort Christmas out. :D

    Glad to hear eBay is picked up, got some stuff to list next week!
  • try_harder
    try_harder Posts: 1,532 Forumite
    Tenth Anniversary 1,000 Posts Combo Breaker
    DAY 6 DAY 7
    £18 and £25.04 spent on food over the weekend
    £18,318 savings
    £258.70 free money
    £67.92 made in the Make £10 a Day Challenge ..added to savings.
    Round up of Week 1
    £32.30 saved towards £1680 debt on Credit Card one year divided by 52
  • Hi Try Harder, I discovered your diary a few days ago and have read through every single entry... well done! you really have progressed a lot in the past couple of years. It might be easier for me to see your progress as I've binge read over a few days - might be worth you going back and having a read at some point to see all of the amazing things you have achieved, not just by way of savings and paying off, but also in your fantastic change of attitude towards spending/saving and how you have been able to just pick up the cost of repairs etc. without any issue.
    I look forward to keeping up with your diary now and cheering you along, and I hope you stop being so hard on yourself and start to realise what an amazing achievement all this is. You have spent a whole lifetime spending and not saving anything and you have turned it around and saved a massive amount in almost 2 years. You only have one salary from your husband and a few bits of money that you make yourself and you still managed to leave my savings in the dust with 2 of us working - you are an inspiration!!!
    Mortgage: Mar 2018 -£300,000 / Jul 2021 -£255,000 / Oct 2024 -£172,835 (1.27% Interest until Feb 2027)
    Joint Savings: Aim £13.5k. Dec 2016 £1,700 / Jul 2021 £36,600 / Oct 2024 £106,450 (£100k in PBs. £5,850 at 4% interest. £600 Regular Saver at 7% Interst)
    Car Loan: Oct 2024 -£45,000 (0% APR Interest)
  • try_harder
    try_harder Posts: 1,532 Forumite
    Tenth Anniversary 1,000 Posts Combo Breaker
    Hi ch4rly2002. Thank you so much for your comments ,that means so much to me not just because of what you have said about me but coming from you ,one of the nicest ,kindest posters on here ,i follow your diary and although i very rarely comment i am always overcome by what a loving ,kind person you are ,your family must all be very proud of you and what i love to is how thoughtful and generous you are to others outside of your family ,at the end of the day love and kindness are the most important things ,yes of course its nice to have money for oneself but also to share with others and i think that you like me get more happiness in giving rather than receiving .I have been thinking about you and your dad my father was the most amazing man that ever lived there is not one day that passes that i am not grateful for being his daughter im sure he was always very proud of me too and would have been even more surprised to see the huge change in me he is certainly laughing somewhere im sure
  • Aww TH, that's so sweet of you. Thank you for the kind words, and for thinking about me & my dad. I'm sorry that you have lost your dad, he sounds like a great person and that you had a lovely relationship. I'm sure he'd be cheering you on more than laughing :) xx
    Mortgage: Mar 2018 -£300,000 / Jul 2021 -£255,000 / Oct 2024 -£172,835 (1.27% Interest until Feb 2027)
    Joint Savings: Aim £13.5k. Dec 2016 £1,700 / Jul 2021 £36,600 / Oct 2024 £106,450 (£100k in PBs. £5,850 at 4% interest. £600 Regular Saver at 7% Interst)
    Car Loan: Oct 2024 -£45,000 (0% APR Interest)
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