Warfarin and Travel Insurance

Yellow_Is_My_Colour

My wife suffered a servere Blood Clot on her lung that resulted in her being rushed to hospital as an emergency. She was prescriped Warfarin. We currently hold a joint annual travel insurance policy, and have made only one claim in the past 10 years. Will we be able able to continue the travel insurance, now she is on Warfarin possibly for Life. How much should we expect the premium to increase as a result. Any feedback will be extremely helpful and we do not know what to expect. The doctor has said she is now fit to travel.

Quentin

Try allclear (not a recommendation) for quotes - they specialise in finding cover for existing conditions.

Munchie

Hi - you should contact your insurance company and inform them of your wife's condition. They may or may not charge a premium.


I had a DVT in 2009 and was on warfarin for 6 months. I had travel insurance with my bank account. I called them to explain what had happened and the first time I travelled after the DVT (whilst still being on warfarin) I didn't have to pay any extra. However, for subsequent holidays I have had to pay a premium which has been between £25.00 - £35.00 per year irrespectively of how many trips I make in that time period.


I am no longer on warfarin but I do have to inject with Clexane prior to flying long haul.


Hope this helps and all the best to your wife.

MalcolmsWit

My brother had exactly the same problem a major blood clot on his lung. he was put on and still is on Warfarin. He contacted his insurance company who said they would not insure him until the cause of the blood clot was identified. Eventually it was found to be a heart issue and partially caused by DVT from flying. He got annual insurance renewed for Europe for an additional premium of £75 (which is all he wanted). He was told however it he wanted to go on a" long hall" flight then they would need to revisit as there would be another additional premium and a large excess if he wanted to go to America. They also required written confirmation from his GP that he was fit to fly. It is essential in my opinion to give your insurance company all details otherwise in the event of a claim it is likely they won't pay up.

BrianWilliams

I think the crux of the issue is for the medical profession to identify the cause of the blood clot then the insurance company will know what they are insuring against. Until then they don't know what they are dealing with and may not be prepared to insure you. Once the cause has been identified I am sure you will be able to get travel insurance if you are on Warfarin but it may be limited to short hall flights and at an additional premium/excess.