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Just a theoretical question

If I lent my partner my CC to use, and she ran up a debt on it, who's responsible for it, me or her, and could I pursue her if she failed to repay the amount she had spent on my CC?

Thanks

Comments

  • Candyapple
    Candyapple Posts: 3,385 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    You would be responsible as you are the main account holder and no you couldn't pursue her legally for any amount she has spent / failed to repay.
    I'm a Board Guide on the Credit Cards, Loans, Credit Files & Ratings boards. I'm a volunteer to help the boards run smoothly, and I can move and merge threads there. Any views are mine and not the official line of moneysavingexpert.com
  • bigadaj
    bigadaj Posts: 11,531 Forumite
    Ninth Anniversary 10,000 Posts Name Dropper
    Well you shouldn't be lending out your credit cards and presumably letting someone else know the PIN number.

    Though as candy apple you would be held liable, as you would be for an additional card on your account if you obtained one for your partner, which is the official way of doing what you propose.
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