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Any recommendations travel insurance for 6 months work in Brussels

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Comments

  • missbiggles1
    missbiggles1 Posts: 17,481 Forumite
    10,000 Posts Combo Breaker
    callum9999 wrote: »
    The main difference is in London they are entitled to free healthcare and ambulance services. In Brussels they are not entitled to free healthcare or ambulance services, and I don't know if being transferred from a London hospital to Wales is free or not, but it's certainly significantly less than from Belgium.

    But, with an EHIC card, they're covered for 75% of medical costs in the state system, although insurance is useful for the rest.

    Why anybody should want to be repatriated from a Belgian hospital (or any western Europen country, for that matter) to the care of the NHS defeats me, as does the question of someone living in London expecting to be transferred back to Wales.
  • callum9999
    callum9999 Posts: 4,443 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    edited 16 March 2016 at 5:07PM
    But, with an EHIC card, they're covered for 75% of medical costs in the state system, although insurance is useful for the rest.

    Why anybody should want to be repatriated from a Belgian hospital (or any western Europen country, for that matter) to the care of the NHS defeats me, as does the question of someone living in London expecting to be transferred back to Wales.

    An often overlooked point by people who are accustomed to getting it for free is that paying 25% of your medical costs can still be a very large sum. Not to mention you have to pay 100% for the ambulance bill, prescription prices aren't capped like in the UK and you have to pay 100% upfront then apply for a refund elsewhere.

    If you can't understand why people want to be near their family etc. while they're hospital-bound then I don't think anyone could explain that to you. Plus of course there's the fact that the NHS doesn't charge you hospital fees, unlike the Belgian system.
  • sheramber
    sheramber Posts: 24,645 Forumite
    Part of the Furniture 10,000 Posts I've been Money Tipped! Name Dropper
    Insurance would also repatriate a body should the person die abroad.
  • cymruamb
    cymruamb Posts: 13 Forumite
    sheramber wrote: »
    Insurance would also repatriate a body should the person die abroad.

    That's comforting before mummies little soldier travels :rotfl:
  • Voyager2002
    Voyager2002 Posts: 16,349 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    He should check with his university... most universities have a block policy providing insurance cover to staff and students who are abroad on business.

    He should also check with the HR team at the office where he will be working. They will be used to people coming from other parts of the EU and this will be one of the standard questions that they frequently have to answer.
  • System
    System Posts: 178,434 Community Admin
    10,000 Posts Photogenic Name Dropper
    He should check with his university... most universities have a block policy providing insurance cover to staff and students who are abroad on business.
    However he is not going abroad on business on behalf of the university so doubt that he would be covered.

    As this is an integral part of his university course, and therefore by definition study and not work, then the insurance that missbiggles provided a link for will do the job.
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
  • Voyager2002
    Voyager2002 Posts: 16,349 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    !!!!!! wrote: »
    However he is not going abroad on business on behalf of the university so doubt that he would be covered.

    My studies included a year in Colombia, and I was covered for this by my university's insurance. However, the only way to find out is for the OP (or her son) to ask the question.
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