We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Nursery fees

124»

Comments

  • CathA
    CathA Posts: 1,207 Forumite
    Seventh Anniversary 1,000 Posts Combo Breaker
    AndyBSG wrote: »
    I'd be interested to know how you feel about being an unpaid carer?

    Reason I ask is because my wife has recently returned to work full time and like your daughter we are relying on my wife's mum to look after the little one.

    She looks after her 2 days a week(nursery for the other 3).

    My wife thinks this is fine but it doesn't sit easy with me... I've always been VERY independent and only ask my family for stuff if there's no other option and I do feel like we're imposing on my MIL even though both her and my wife keep assuring me it's fine!

    Another idea perhaps, put some money aside each week and when it's a decent amount take her shopping, or pay for the MOT on the car or her road tax? Possibly pay for her to have a window cleaner or a gardener, perhaps a cleaner or to have her oven professionally cleaned? She's doing it out of love for her family, you can do the above to show your appreciation for what she is doing for you.
  • ThumbRemote
    ThumbRemote Posts: 4,748 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    pigpen wrote: »
    My daughter pays £180 a week for her 16 month old.. She gets a grant which covers 85% but food is £10 a day and she provides her own nappies/wipes etc.

    the staff ratios there mean the 1 member of staff assigned to 3 babies bring in £540 ... that member of staff will be lucky to see 1/3rd of that! My sister used to work at the same nursery and got £85 a week.. that is one hell of a profit even after you factor in toy wear and tear, heating, bills etc

    Except you're completely ignoring all the other costs of running a nursery.

    Assuming that one staff member is there 8am-6pm (it may be longer) at £6.70 an hour = £335, so well above the 1/3rd you seem to think. (OK - it wouldn't be one person working 50 hours a week, more likely a job share, but the point stands - they still need someone to do that job for those times).

    Out of the remaining £205 they have to pay employers national insurance, business rates, public liability insurance, gas, water, electricity, rent, stationary and admin costs, training, equipment, sick pay, etc - the list goes on. Plus you have other staff to pay - cleaners, nursery management and so on (unless you want them to leave your child unattended while they mop the toilets, do the books, have their own lunch and so on). That money also covers the times when the nursery isn't full, but they still have to pay staff.

    If you think they really are making "one hell of a profit" then why don't you set up your own nursery and prove it?
  • moomoomama27
    moomoomama27 Posts: 3,823 Forumite
    When I looked in to childcare costs in my area it's about £75 per day, hence why I became a SAHM as the cost of childcare would end up being more than my wage!
  • chanie
    chanie Posts: 3,335 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    I think our nursery charges £55 a day - I don't know the exact figure as DC1 is getting the 15 hours. We also pay £15 a day for breakfast/after school care for DC1. DC2 starts school this year, so we can see the light at the end of the tunnel, but I do remember how difficult it was when we were paying nursery fees for both children.

    Things we did which helped:
    OH got some new qualifications, so he could get a better paid job.
    We used childcare vouchers
    We work compressed hours to limit the number of days we have to use paid childcare.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.9K Banking & Borrowing
  • 253.9K Reduce Debt & Boost Income
  • 454.7K Spending & Discounts
  • 246K Work, Benefits & Business
  • 602K Mortgages, Homes & Bills
  • 177.8K Life & Family
  • 259.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.