Advice needed for son in a mess

nicrobx4

The car was fully insured by her. She has had it transferred to a garage who has said it needs a new engine and work costing upto £800. She's offered to pay the finance off on. A credit card. If my son pays £300 towards the repair ��. I think you are right the car would be worth fixing and selling or trading in and she obviously knows this otherwise she wouldn't even be offering. The whole situation has sickened us and definitely made us less trusting.
Thank you for all your comments.

stator

I thought you were going to take it to an independent garage?
Since she's been messing about I would take back the car and get it into your own garage.

Herzlos

Yeah I'd take it to a garage of your choice and get it fixed yourself, then it's up to you whether you want to just sell it and clear the finance, or give it back to her once she's paid for the repair.

No way should you be contributing to the repair and letting her keep it as is.

foxy-stoat

nicrobx4 wrote: »

The car was fully insured by her. She has had it transferred to a garage who has said it needs a new engine and work costing upto £800. She's offered to pay the finance off on. A credit card. If my son pays £300 towards the repair ��. I think you are right the car would be worth fixing and selling or trading in and she obviously knows this otherwise she wouldn't even be offering. The whole situation has sickened us and definitely made us less trusting.
Thank you for all your comments.

So is it her car or not? Sounds like she wants your son to contribute towards the running of it and end up keeping it.

If it is going to be hers then get her to clear the finance, if its not then take the car back and clear the finance yourself, fix it and sell it. You should be left with some pounds at the end of it all.

Bigphil1474

You could get it to an independent (real) garage, see what the real repair bill will be - Halfords won't be representative - then consider repair and sell, or sell as is, to clear the finance. The car will likely be worth more than £1700 even before it's fixed, so you could offer the cousin the opportunity to buy the car as is, and clear the finance. If your son isn't going to want the car back, does it really matter what she pays as long as his finance is cleared? She could get a cheap car and your son has the finance cleared which is all he intended to do originally.