Santander credit cards

Marie_Williams

I already have a card with Santander, they are offering 0% card. What are the chances of me getting this. I owe £300 on their card but want to transfer £1000 from Tesco onto a zero card. I have tried Virgin who have refused me and I have never been refused before.

Finishrich

With Santander I guess the chance would be somewhere between slim and no chance if you already have a card with them. I wouldn't worry too much about Virgin they refused me last year too and I'd never been turned down before either, I just took up an offer with Tesco Bank.

Candyapple

Before applying for another card, have you at least checked your credit reports to make sure all your details are correct?

ClearScore (Equifax): https://www.clearscore.com
Noddle (Call Credit): https://www.noddle.co.uk

sivs

Hi, I have two credit cards with Santander one is a 123 and the other 15 month 0% on balance transfers and purchases.

Doctor_Duke

I don't believe that you can have two offers with Santander but check their website. When you close an account with them you don't have to wait a period of time before you open another card unlike some lenders. I closed one card and opened another on the same day! I got the 15 months 0% card with no fee this way after closing my 123 card. Hope this helps.

Post note : I no longer can see the restriction about having two offers so perhaps this no longer applies. Still my experience about closing and opening accounts was definitely the case for me.

planteria

i would check your file with noddle to ensure that there are no problems you are unaware of, and then i would look to Barclaycard or MBNA for a balance transfer card.
i would guess more chance of success and more chance of a useful limit.
noone can really know in advance though. good luck.