Is there really a housing shortage?

cells

antrobus wrote: »

You can put the "ability to get credit" 'back in the bottle' as well. You can just take it away by deciding not to lend.

what makes you think all the banks and other forms of credit will all at once decide to close their operations fire all their staff and stop lending?

wymondham

Isn't a big issue is split families as well, so some families now have two homes where the parents have split etc??

antrobus

cells wrote: »

what makes you think all the banks and other forms of credit will all at once decide to close their operations fire all their staff and stop lending?

What in all that's holy are you on about? Who said anything about destroying the whole financial system in one fell swoop.:)

Obviously, the amount of credit available to an individual can go up and down depending on the willingness of lenders to lend to that particular individual, and obviously the amount of credit available in the economy as a whole can go up and down, depending on lots of things. Such as, for example, the capital requirements imposed by banking regulators.

Garethgrew

HENRY78 wrote: »

Population of England & Wales = 53m
Number of Homes (Inc Flats) = 23m


Average amount of people per home = 2.4.


So is there really housing shortage? Surely there are other reasons for the out of control property market/Ponzi Scheme.

2.4 is not many per home, it wil probably double. The average will maybe even triple or more because there will be some places with 18 bunk beds in all the rooms, for those who just want really cheap accommodation and split up the housing costs.


All the population increase is mostly people without much funds, and they never will have much in the way of funds. It's not really important how many people would like to live in a certain property, all that matters is who can afford it