Best course of action for 64 year old moving house

marliepanda

AnotherJoe wrote: »

Really? Mrs AnotherJoe got 10k for 2 days a week until last year when she packed it in, so I just prorated.

£100 a day is quite a lot for a receptionist (unless in London) I know a lot on half that (including medical receptionists which I was quite surprised at the low pay!)

AnotherJoe

Just outside London. Interesting.i thought that was just the going rate for that sort of job:D

hign10pines

AnotherJoe wrote: »

Really? Mrs AnotherJoe got 10k for 2 days a week until last year when she packed it in, so I just prorated.

Jobs I see state £15k for full time

Beans27

carefullycautious wrote: »

Make sure you read this before buying a park home


http://parkhomes.lease-advice.org/buying-a-park-home-things-to-consider/

Thank you, I will have a read of that. I know the ground rent on this one is £3000, and yes you do have to vacate the home over night for the month of February (I think some are any month of the year, this one is apparently February). Good advice in there to get a survey done, I wouldn't have necessarily thought of that with it not being a traditional 'house'.


We'll see what happens, she's going to think it over and we'll go back and see it again next week - on the face of it though, it would be a good way that she could use the proceeds from her house sale to buy something, live without a mortgage, and maybe get by on her pension with a bit of help from me if she struggles to find a job.

carefullycautious

:eek: No No No tell her to buy on a residential park home not one where you have to vacate for x amount of time.


And be aware of all the pitfalls.

Gigervamp

Carefullycautious, your warning is probably a little late, considering this thread is from February!

However, it would be interesting to know what OP's mum decided to do in the end.

Beans27

Hi both, had forgotten about this thread! Thanks carefully cautious - she did look at the lodge on the park home site but in the end decided against it....she was really put off by the £3k a year ground rent, and it not being 'bricks and mortar'....personally I think she should have gone for it, it's s lovely site and the location was fantastic.

she's now just trying to find a house that she could either buy outright for about £70k or a shared ownership scheme (seem to come up very rarely, I thought there would be more of them with the new build estates).

In the meantime shes driving over most weekends to fuss over her new grandson :-)

Gigervamp

Congratulations! Thanks for the update.

AnotherJoe

Beans27 wrote: »

Hi both, had forgotten about this thread! Thanks carefully cautious - she did look at the lodge on the park home site but in the end decided against it....she was really put off by the £3k a year ground rent, and it not being 'bricks and mortar'....personally I think she should have gone for it, it's s lovely site and the location was fantastic.

she's now just trying to find a house that she could either buy outright for about £70k or a shared ownership scheme (seem to come up very rarely, I thought there would be more of them with the new build estates).

In the meantime shes driving over most weekends to fuss over her new grandson :-)

If you can buy a house for £70k (which seems utterly fanciful here in the south !!! ) could she not buy a 1 or 2 bed flat for less? A lot less maintenance needed, gardens you dont to look after etc. Perhaps you could help by finding some decent ones nearby that may change her mind?

Beware shared ownership. You dont just buy half, you pay rent on the other half, but are responsible for all the maintenance.

Beans27

AnotherJoe wrote: »

If you can buy a house for £70k (which seems utterly fanciful here in the south !!! ) could she not buy a 1 or 2 bed flat for less? A lot less maintenance needed, gardens you dont to look after etc. Perhaps you could help by finding some decent ones nearby that may change her mind?

Beware shared ownership. You dont just buy half, you pay rent on the other half, but are responsible for all the maintenance.

Thanks - I know to those in the south you will find £70k insane it is still just about possible up north. Seeing a couple today, a couple of bungalows, though not sure about one of the areas. Yeah I think flats would be a good idea, she's not keen on the lack of garden though....likes her outdoor space. Didn't know that about shAred ownership so I will mention that, thanks!