Mackenzie Hall

caroljohnson_2

i have just recieved 3 letters through the post for 3 different people, with my address
they are all from PO box 8743, bellshill, ML4 3WU
which ive just discovered from reading all your posts that they are debt collectors
these people have never lived at this address as this a brand new build flat
How on earth did they think that 3 different people live at this address????
ive just put on the envelopes 'not known here and return to sender'

rog2

caroljohnson wrote: »

ive just put on the envelopes 'not known here and return to sender'

Best thing to do, carol. :T :T

Nooj

We've had two or three letters every month from them since we moved in 21 months ago. I've sent them all back marked "not known at this address" and my partner has rung them and explained that the person they're addressed to hasn't lived here (if she ever did at all) for at least five years (previous occupants also don't recognise the name), but still they turn up every month.

Is there someone we can complain to and get them to stop as this is surely verging on harrasment now?

ridethelightning

Do what I do:

Get all the recent junk mail you have stuff it all in an envelope with the unoppened letter and a note explaining the person no longer lives at the address and every letter sent to you will be returned with your junk mail (but no stamp!) :rotfl:

I used to return them with "not at address..." etc but it never worked. I find that I get alot less now!!!

fatbelly

chloebelle wrote: »

They are not overly pleasant people, however don't try and hide from them, may as well ring them and get it sorted. My OH told them he could basically give them about £10 a month, they were a bit nasty but ultimately had to accept it - you can't get blood out of a stone!:D

Not good advice in relation to MH. The golden rule is 'everything in writing'

But if it's merely a fishing exercise and they're not being clear about what and whose the debt is ... then I take the view that any contact just encourages them.

You must be particularly careful about making payments to this bunch as payment counts as acknowledgement and they are well known for buying debts that are close to being (or already are) statute barred.

If you feel you have to write to them, the letter you should send is a 'prove-it'.

Nitha

Yeah check your credit file - my husband had one claiming an outstanding comet debt. Absolutely nothing on his file ever from Comet let alone a default. They just pull names out of a hat I think!!!

who_r_they

have received a letter today in my name and the above mentioned return address is on the back of the envelop. The letter inside claims that i have an outstanding debt for £200 odd.
I have no outstanding debts to my knowledge and there is no mention on my credit reports of any debts, i rang the number and was asked to leave my number and would get a call back. I hung up without doing this and went online to look up the address. Could not get any information relating to the letter so sent an email from a friends account asking for information as to whom this debt is from. Which after reading the above, i wish i hadn't.
After looking at the letter again i noticed a few things that seem not right.

Dispite using my title before my name - the letter reads Dear sir/madam.
The 'named client' is called The Zinc Group and those collecting for them are Zinc Collections.
There is a phone number for each with only the last number being different 03301000850/3.
The address is exactly the same except Zinc collections is Complete Credit Consultancy Ltd. 6th Floor, 93 Hope Street and The Zinc Group is Central Chambers, 93 Hope Street.
Also as i have been typing this the email i sent requesting further info has failed to deliver to the email address on their website.

Anyone else had anything from these?

Jinxed

My mum has just received a couple of letters from this company, but with some random persons name on (she's lived in the same house for over 30 years and know all the neighbours and there is no one with that name in the street). So either someone has put her address details in on purpose - hoping to get out of paying a debt or they are plucking names out of thin air and randomly choosing addresses!!! Best advice has already been given tbh...'return to sender' them (if there is no one there of that name). Eventually they will give up.

sosii

These guys are parasites, fact. They 'bought' an alleged debt without first determining if in fact you were liable for it in the first place. And in doing so they have now paid it for you (if in fact there ever was a debt).

This is MY preferred method, and it works just fine, cover the envelope window and write the following:

Return to sender
I do not recognise you
I do not recognise your intent
We have no contract
We have no international treaty
No liability
No value assured

Don't get creative, don't try to make a point, they are not worth your valuable time.

LouiseH1970

I received a letter today for someone with a name that is very similar to the previous owner of my house - I bought it and moved in in March 2010.

The surname on the letter is correct for the previous owner but, as far as I know, they have the wrong first name. It is becoming more and more common for me to receive this kind of letter addressed to the previous owners... and I'm getting VERY worried my address will be marked with bad credit even though I have never had a problem with my own credit rating (I own this house outright).

I Googled the return address and found this thread, and rang up the [text removed by MSE Forum Team] number quoted in a post above.

When I got through to the "Account Manager", he wouldn't give me any details about himself or his company other than he was called "Mr MacDonald". However, he kept telling me that he couldn't help me AT ALL unless I opened the envelope and quoted the reference number on the letter.

When I said that I was absolutely not going to open sealed mail to another named person even though he was "giving [me] authority as Account Manager to open the envelope and can throw it in the bin straight after", he then became very brusque: "Return it then!"

I'm horrified by their attitude, but I'm very worried that just returning letters is not enough protection for my own future credit rating.

Advice please??