Making More Money?

Jacks_xxx

sethsmum wrote: »

£700 - Rent
£120 Childcare
£90 Council Tax
£200-250 Groceries (Check out the MoneySaving Old Style Board and join the Grocery Challenge for help cutting this down - it always can be!)
£50 Gas (with arrears)
£35 Water
£22.50 Electricity
£100 Petrol
£45 Car Insurance
£30 Credit Card
£40 Mobile Phone (Do you really really need a mobile phone? Really really really? o2 have a £15 a month tariff that you could switch to - so long as you have a handset - that still includes 400 "free" texts and 200 mins of calls - it's an online special...)
£70 Loan secured on Car
£20 Next Catalogue balance
£60 TV, landline, Internet (need this to work from home now & then) (You can get Sky TV, broadband and phone from about £26 a month...)
£240 (all old debts bundled together)

Also, are you not entitled to any more help such as working tax credits etc (not my area of expertise!)

Other than that, sell everything that's not nailed down on eBay / Amazon and try not to increase your debts in any way.

If you can't earn any more then you have to try and cut back, but there comes a point where if you're doing the best you can - then what more can you do???

I had to sell my car, cut Sky back to the basic package, and dump my mobile (among other things) to get back on an even keel, but I've managed to keep my hairdressing appointments! (It helps that I only go 3 times a year.)

I really hope things get better for you soon my sweet, you've come so far. :A

hugs,

Love Jacks xxx:D