First Direct current account

D00DY_T00Dy

ah so when i open the regular saver with first direct the £10 fee is waived?
Thanks for that Yorkshire boy

ceredigion

D00DY_T00Dy wrote: »

ah so when i open the regular saver with first direct the £10 fee is waived?
Thanks for that Yorkshire boy

Wrong try again

D00DY_T00Dy

ceredigion wrote: »

Wrong try again

It states i wont be charged 6 months after opening account as well as if i hold another service with FD(Home or car insurance or a savings account) and i'll have a savings account with them
Just realised that it isn't covered by the regular savings so i'll open a savings account as well then

YorkshireBoy

D00DY_T00Dy wrote: »

ah so when i open the regular saver with first direct the £10 fee is waived?

This is hard work!

In summary (actually, in full detail!)...

T&Cs
Page 6
3rd sub-bullet
Bracketed text within.

Listening for the penny to drop...

YorkshireBoy

D00DY_T00Dy wrote: »

Just realised that it isn't covered by the regular savings so i'll open a savings account as well then

There you go.


You were editing whilst I was composing.

D00DY_T00Dy

YorkshireBoy wrote: »

This is hard work!

In summary (actually, in full detail!)...

T&Cs
Page 6
3rd sub-bullet
Bracketed text within.

Listening for the penny to drop...

tell me about it:rotfl:
realised it doesn't include the regular saver
and i don't pay the fee for 6 months but after which if i open just a normal savings account with £1 in it the fee is waived?

YorkshireBoy

D00DY_T00Dy wrote: »

tell me about it:rotfl:
realised it doesn't include the regular saver
and i don't pay the fee for 6 months but after which if i open just a normal savings account with £1 in it the fee is waived?

Yes, but I wouldn't wait to open the savings account...do it now and stick a quid in. Otherwise chances are you'll forget, and the first you'll know is when you're billed a tenner in September.


EDIT: The time to open the savings account (not the regular saver) was during the 1st account application itself...one of the first questions asked I believe?

However, it appears you didn't read the T&Cs before applying so didn't realise how useful it would be.

D00DY_T00Dy

YorkshireBoy wrote: »

Yes, but I wouldn't wait to open the savings account...do it now and stick a quid in. Otherwise chances are you'll forget, and the first you'll know is when you're billed a tenner in September.

What if i need that quid
i'm kidding that's my plan exactly.
Thanks again

D00DY_T00Dy

YorkshireBoy wrote: »

Yes, but I wouldn't wait to open the savings account...do it now and stick a quid in. Otherwise chances are you'll forget, and the first you'll know is when you're billed a tenner in September.


EDIT: The time to open the savings account (not the regular saver) was during the 1st account application itself...one of the first questions asked I believe?

However, it appears you didn't read the T&Cs before applying so didn't realise how useful it would be.

Lucky I haven't applied for it yet then. I'm currently waiting for the donor account to be sorted out before i'll apply.

YorkshireBoy

D00DY_T00Dy wrote: »

Lucky I haven't applied for it yet then. I'm currently waiting for the donor account to be sorted out before i'll apply.

I (incorrectly as it turns out) read post #10 as referring to the FD account, not the HSBC account, ie you'd been applying at the same time as posting on here.


EDIT: You know you don't need DDs (or, indeed, anything else) on the donor account? So don't waste your time there. Personally, I stick a couple of SOs and a bill payment or two on mine for some 'authenticity', but you may wish not to bother.