Kitten insurance

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  • gettingready
    gettingready Posts: 11,330 Forumite
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    Pls see the red comments
    Petra_70 wrote: »
    Well the insurance will definitely NOT stay at seven quid a month! Wishful thinking!

    My friend has 2 cats, and was paying about £15 for the 2 to begin with (11/12 years ago,) and in mid 2013, it was around £33. In mid 2014, they bumped it up to nearly £90 a month for the 2 cats. No reason.

    Reason is vet fees go up etc

    Also, I have heard of many tales of them not covering eye operations, and not covering dental work too.


    Read T&C before taking a Policy - only PetPlan covers dental.


    They only seem to want to pay out, when it's only about £150. And the excess is around £70! So they hardly pay anything!

    My friend has paid about 3 grand out in pet insurance, and never claimed, and yet they virtually tripled the fees for no reason. So she now wishes she had never bothered insuring them.

    That said, you could find something coming up that costs £500 to £1000, and will you have the money to pay?

    Thing is though, insurance companies are notorious for not paying out.

    Not true at all - provided you take out a good policy. often people take up some cheap offer , do not read T&C properly and end up not having their pets covered .

    So it's a minefield, it really is.

    So proper research is needed before taking out any policy

    Only you can decide.

    It may be worth it while she is a young cat, and it's only costing £7 a month.
  • GwylimT
    GwylimT Posts: 6,530 Forumite
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    Gettingready, co-op covers dental.
  • gettingready
    gettingready Posts: 11,330 Forumite
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    Really? All dental or only accident related?
  • HappyMJ
    HappyMJ Posts: 21,115 Forumite
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    Really? All dental or only accident related?

    Petplan and the Co-op are exactly the same policy both underwritten by Allianz Insurance.

    They are both based at the same address at Great West House, Brentford.
    :footie:
    :p Regular savers earn 6% interest (HSBC, First Direct, M&S) :p Loans cost 2.9% per year (Nationwide) = FREE money. :p
  • GwylimT
    GwylimT Posts: 6,530 Forumite
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    HappyMJ wrote: »
    Petplan and the Co-op are exactly the same policy both underwritten by Allianz Insurance.

    They are both based at the same address at Great West House, Brentford.

    You beat me to it!
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