Owning a house outright and renting in another city can I get hb?

happenstance

Hello,

I own a house in an area without many jobs. I'm thinking of moving to a city for a while to look for new jobs while on jsa.

Can I get hb on renting a room in a shared house (400 odd a month) with a property guardian scheme? (Camelot)

The house will be left empty and I'm claiming cts on it

HappyMJ

happenstance wrote: »

Hello,

I own a house in an area without many jobs. I'm thinking of moving to a city for a while to look for new jobs while on jsa.

Can I get hb on renting a room in a shared house (400 odd a month) with a property guardian scheme? (Camelot)

The house will be left empty and I'm claiming cts on it

No. If you let it out you should get enough to pay the rent elsewhere. You could also re-mortgage it to raise the money to pay the rent and if you can't do that then....sell it to release the equity so you can pay the rent.

You will also lose income based JSA as you would be expected to let out the property to get the money to survive.

You will also lose CTS but if you get a tenant in you won't be liable for council tax.

My advice....sell.

Housing_Benefit_Officer

No. The property will be treated as capital and you will be disqualified from claiming.

happenstance

Oh that's a shame. I have no desire to rent out the house yet or mortgage it, just wanted to move to a new city to try it.

fed_up_and_stressed

happenstance wrote: »

Oh that's a shame. I have no desire to rent out the house yet or mortgage it, just wanted to move to a new city to try it.

So you are asking taxpayers to fund for you to live in another property whilst you have a perfectly good one sitting empty ?!?!?

Ermmm no ! :rotfl:

happenstance

Well do its not perfectly usable as it's in a deprived area with no jobs.

fed_up_and_stressed

happenstance wrote: »

Well do its not perfectly usable as it's in a deprived area with no jobs.

Still you could rent it out or sell it ..nothing preventing that apart from your desire...

happenstance wrote: »

Oh that's a shame. I have no desire to rent out the house yet or mortgage it, just wanted to move to a new city to try it.

I desire ..you pay your own way mate out of the assets you'd have sitting empty !.

teddysmum

happenstance wrote: »

Well do its not perfectly usable as it's in a deprived area with no jobs.

This is not clear, but if you are saying it can't be rented out as it's in a deprived area, you, obviously , have not considered that it could be rented to an unemployed person and funded via housing benefit.

Poppie68

happenstance wrote: »

Well do its not perfectly usable as it's in a deprived area with no jobs.

Being in an area in which you have described doesn't make a house 'unusable',maybe just slightly harder to rent, but there are always others that don't mind living in a dump which in turn will fund your rent in a new place.

happenstance

Well even if I wanted to let it out I couldn't afford the gas check and walk that other stuff to make it letable.

I'd only let it to professionals anyway and I've tried with no luck.

Murphybear

happenstance wrote: »

Well do its not perfectly usable as it's in a deprived area with no jobs.

There is a shortage of private rentals just about everywhere. Landlords who take HB are like hens teeth. In an area you describe as having no jobs there will be people on HB queuing up for your house - you won't gave a problem in finding tenants.