Left The House In My Late Mum's Will But My Sisters Refuse To Sell It-HELP!

missbiggles1

Gigervamp wrote: »

Well, benefits will stop (other than DLA/PIP), so it doesn't really matter.

One does hear on here of IFAs who advise people that they can put money in a trust, give it away or hide it in some way so that it doesn't affect benefits, so it's worth being aware of that.

itsanne

annbarbs wrote: »

It's not that simple. As he has already taken my case and is dealing with it. And as we know it could take a year or even longer to be resolved.
So as long as I am with the Solicitors even if I don't call them for months he is still going to have to charge me for the year or 2 years I am with them. Even if I don't phone them or see them very much in that time.

So the only way out of that is to tell the Solicitor that I no longer want them to deal with my case and just spend as you say the next 6 months without a solicitor.

It is that simple. There's no need to spend any time without the solicitor, just to be patient and try to not think about it all for a bit. The solicitor won't charge you just because you are 'with' him. It won't make any difference if it takes six months or a year or two years. What he'll charge you for is everything he actually does, so every time you phone him or email, or he writes a letter to you or your sisters' solicitor etc he will add that to the bill.

Think of it like shopping in a supermarket - you don't pay for going there (like having the solicitor) but you pay for everything you put in your trolley (like the letters, emails and phone calls).

It's obviously hard for you to leave things be, but that's what you need to do for a while.

Caroline_a

RAS wrote: »

Do you understand that every time the solicitor e-mails you it costs you about £50? And that every time you phone that is another £50 you owe them? and every 10 minutes of their time spent writing a letter costs you about £100?

You need to leave this several months before you contact the solicitor again and if they keep contacting you with nothing extra to say, you need to stop them.

Four years ago I was charged £75 per letter, phonecall and email, so annbarbs may find it more now. I also found that I was charged the same when the solicitor was out and I spoke to his secretary!! His original quote sounds qui9te low, particularly if it comes to having to push for the house sale.

I totally agree with others who have said just sit back and let the solicitor get on with it - he will soon connect with you once he has any news and pestering him won't make him work any faster.

sammy1234567

I had a solicitor who used to write me long letters that summarised everything I'd told him last time, and charge me for it. It was so annoying and he charged me for it. 'I understand that you have told me blah blah blah...'

System

itsanne wrote: »

It is that simple. There's no need to spend any time without the solicitor, just to be patient and try to not think about it all for a bit. The solicitor won't charge you just because you are 'with' him. It won't make any difference if it takes six months or a year or two years. What he'll charge you for is everything he actually does, so every time you phone him or email, or he writes a letter to you or your sisters' solicitor etc he will add that to the bill.

Think of it like shopping in a supermarket - you don't pay for going there (like having the solicitor) but you pay for everything you put in your trolley (like the letters, emails and phone calls).

It's obviously hard for you to leave things be, but that's what you need to do for a while.

Oh I did not know that.

This Solicitor has taken my case and I thought he would ask me for some money upfront but he hasn't.
He said I pay at the end when I get my money from the house but he does not want any fees from me now.

Which is surprising as I thought that if you have a consultation or meeting with a Solicitor you had to pay for the consultation the same day you see him, after the hour with him is up, plus give them any money before they write the letters.

The same as when I have been to private doctors and I have had to pay at the end of the consultation on the day, and for any tests he has done that day

Maybe a it's slightly different with a solicitor or at least the ones I am with in they they bill you at the end of administration when your cased is closed?

But I think that some solicitors do bill you there and on the day the consultation and do that every time you go there, not at the end.
But mine does not. My solicitors don't want any fees from me until the end of my case after I get my money from the house.

But if my case takes say 3 years before it is solved that means I will be with this Solicitor for 3 years (unless I decide to change my Solicitor.) So I though my bill will be a lot more because I would be with the Solicitor for 3 years and he would be working on my case for 3 years so it's 3 years work for them. So it would cost me more money and a bigger legal bill at the end.

Mojisola

annbarbs wrote: »

So I though my bill will be a lot more because I would be with the Solicitor for 3 years and he would be working on my case for 3 years so it's 3 years work for them. So it would cost me more money and a bigger legal bill at the end.

You won't get billed for being with him for any particular length of time - you get billed for every bit of work he does for you so every phone call, email, letter and meeting will be charged.

If you can keep these to a minimum, you can keep the bill smaller than if you are in regular contact with him.

getmore4less

The reason they say that's OK pay me at the end is because after the first hour when they tell you that's £250 please you won't be happy.

In a years time with many many hours billed at £250ph and £10 for every letter + loads of oher stuff and the total is £30k it's too late.

I you ask for a bill now they will charge you to create a bill

System

Rosemary7391 wrote: »

It does matter, because I guess most people going to financial advisors have an income sufficient to live on already. If Ann invests all her money and can't touch it that'll be a major problem if the income thus gained isn't enough to live on, isn't reliable, or even something silly like only being paid in arrears, leaving her with nothing to live on in the meantime. She'll have to be careful if investing.

Well my bank those type of accounts where you cannot touch the money or draw out for 2 years. And also ones with other restrictions such as you have to give 90 days notice before they let you draw the money out.

But they also have other accounts and ISA's where there are no restrictions and you can draw out the money whenever you want with no restrictions at all but you get a higher interest.
But you can draw out money every day if you want to.
That's the sort of account I will have as well as my other accounts of course.

I currently have a current account which is both a debit card and I can do direct debit with as well as draw money out from a cash machine or at the bank branch. And draw money out when I want.
But I don't get any interest paid on that account.

The rest of my savings are in a book account and I can draw out money when I want it. But the interest paid is very low as it's just a standard savings account.

But my bank also has ISA accounts which is like my savings book and I can draw out money when I want without any restrictions. But the interest paid is higher then an ordinary account.
So that's the kind of account I will go for to get the interest.
But I will still keep my old accounts as well and use those for spending and paying bills.
But I will of course be able to draw out and transfer money from the ISA account to my other accounts any time I want.
I don't have any ISA accounts now because I don't have much savings to invest!

itsanne

annbarbs wrote: »

Oh I did not know that. I realised that, but it's what happens so try to stop worrying about it.

This Solicitor has taken my case and I thought he would ask me for some money upfront but he hasn't.
He said I pay at the end when I get my money from the house but he does not want any fees from me now. That's right, but he'll want them eventually so try not to keep letting them build up. You can avoid that by taking everyone's advice and being patient.

Which is surprising as I thought that if you have a consultation or meeting with a Solicitor you had to pay for the consultation the same day you see him, after the hour with him is up, plus give them any money before they write the letters.

The same as when I have been to private doctors and I have had to pay at the end of the consultation on the day, and for any tests he has done that day

Maybe a it's slightly different with a solicitor or at least the ones I am with in they they bill you at the end of administration when your cased is closed? That's right, but remember not to make the bill bigger unnecessarily.

But I think that some solicitors do bill you there and on the day the consultation and do that every time you go there, not at the end.
But mine does not. My solicitors don't want any fees from me until the end of my case after I get my money from the house. That's right.

But if my case takes say 3 years before it is solved that means I will be with this Solicitor for 3 years (unless I decide to change my Solicitor.) That's right. So I though my bill will be a lot more because I would be with the Solicitor for 3 years and he would be working on my case for 3 years so it's 3 years work for them. So it would cost me more money and a bigger legal bill at the end.

Your're right - your bill won't get bigger because it takes longer, only because the solicitor does more work. That's why we're all advising you to be patient and avoid giving him extra work.

itsanne

annbarbs wrote: »

Well my bank those type of accounts where you cannot touch the money or draw out for 2 years. And also ones with other restrictions such as you have to give 90 days notice before they let you draw the money out.

But they also have other accounts and ISA's where there are no restrictions and you can draw out the money whenever you want with no restrictions at all but you get a higher interest.
But you can draw out money every day if you want to.
That's the sort of account I will have as well as my other accounts of course.

I currently have a current account which is both a debit card and I can do direct debit with as well as draw money out from a cash machine or at the bank branch. And draw money out when I want.
But I don't get any interest paid on that account.

The rest of my savings are in a book account and I can draw out money when I want it. But the interest paid is very low as it's just a standard savings account.

But my bank also has ISA accounts which is like my savings book and I can draw out money when I want without any restrictions. But the interest paid is higher then an ordinary account.
So that's the kind of account I will go for to get the interest.
But I will still keep my old accounts as well and use those for spending and paying bills.
But I will of course be able to draw out and transfer money from the ISA account to my other accounts any time I want.
I don't have any ISA accounts now because I don't have much savings to invest!

It's too soon to be thinking about what to do once you have the money, even though it's tempting. Try not to think about it until everything is sorted, which will take a long time.

After it has been sorted, or just before, come back and ask for advice about what to do.