Can you have 2 credit cards per bank (Virgin, Halifax)

ClarkeKent

I have cards with most of the leading offer banks Virgin, halifax, Tesco, MBNA etc

I recently managed to get a Tesco BT after cancelling my other with no 6 month wait after hearing that Tesco allow you to have 2 card accounts.

Is it possible to get and acquire 2 card accounts with Virgin and Halifax? (I already have 2 cards with them due to expire and wish to take advantage of their latest top offers)

ParaJon

ClarkeKent wrote: »

I have cards with most of the leading offer banks Virgin, halifax, Tesco, MBNA etc

I recently managed to get a Tesco BT after cancelling my other with no 6 month wait after hearing that Tesco allow you to have 2 card accounts.

Is it possible to get and acquire 2 card accounts with Virgin and Halifax? (I already have 2 cards with them due to expire and wish to take advantage of their latest top offers)

Certain lenders will give you a second credit card however you cannot re-use a BT offer on one of there existing cards for example.

I dont think Virgin grant a second card but Lloyds Bank do so Halifax might aswell.

YorkshireBoy

Re Halifax...

Go to their website
Click the 'credit cards' tab
Scroll down to the 'help and information' section at the bottom of the page and click 'existing credit card customers'
Scroll down just a little to 'Already have a Halifax Credit Card?', and there's your answer.

Come back and let us know what you find on the Virgin website.

Candyapple

ParaJon wrote: »

Certain lenders will give you a second credit card however you cannot re-use a BT offer on one of there existing cards for example.

I dont think Virgin grant a second card but Lloyds Bank do so Halifax might aswell.

Virgin allow you to hold 2 cards and so do Halifax. Source: Twitter.

dresdendave

Candyapple wrote: »

Virgin allow you to hold 2 cards and so do Halifax. Source: Twitter.

I can concur that you can have 2 Halifax CC's. Source: My wallet.

planteria

with some providers, yes.

MBNA: yes to a second.
Barclaycard: if you only have one now, you can't get a second.

guesswho2000

I've had the following multiple cards at one point:
MBNA = 5, will still allow multiples;
Amex = 3, will still allow multiple (2x credit, 2x charge, from my readings online);
NatWest = 2, no idea if they still allow;
Barclaycard = 4, specifically don't allow more than 1 now, but this may change as they've had a similar policy in the past;
Tesco = 2, definitely still do, although you'd only want another for the sign up bonus/intro offer, as they all appear to be exactly the same afterwards.

Doctor_Duke

planteria wrote: »

with some providers, yes.

MBNA: yes to a second.
Barclaycard: if you only have one now, you can't get a second.

Actually I have had 3 MBNA cards, two of their own products and the third an MBNA partner card, all with good limits.:o