Credit score repair after IVA

B_52_2

Hi all

I've successfully completed my IVA last month and on the letter was stated I have to contact Callcredit (Noodle), Equifax and Experian as 3 main credit score agy

after a battle with all of them, my IVA was removed now and the only problematic account is my Nationwide credit card as the default date is wrong (sent few letters and called 1000 times so hope next month will be removed)

My question is how can I repair my credit score as I'm planing a mortgage next year/or year after

Once most defaults and IVA was removed score went from 222 to 660 on Noodle
I'm paying for all 3 credit agency at the moment until everything is cleared, which one is best to keep monitoring my score and what should I do next to boost my score?
I have one credit card (paying off every month , saving account and only one bank account

Thanks for help @

Superscrooge

B_52 wrote: »

score went from 222 to 660 on Noodle
I'm paying for all 3 credit agency at the moment until everything is cleared, which one is best to keep monitoring my score and what should I do next to boost my score?
I have one credit card (paying off every month , saving account and only one bank account

Thanks for help @

'Noodle' - I think you mean 'Noddle!'

You shouldn't need to pay to obtain your credit history. You can sign up for free with Clearscore (equifax) and Noddle.

Just keep using your credit card, paying off the monthly balance in full and your credit history gradually improves - But it takes time.

David_White

I'm curious as to how you got the IVA removed from your credit file?