Time to stop procrastinating!

moments_of_sanity

shangaijimmy wrote: »

And with that excited post the addiction begins! Welcome aboard!

It most definitely has! :rotfl:

Daily interest rate down from £4.73 a day to £4.72!

moments_of_sanity

Confused today as the difference between yesterday's balance and today's is +£3.85???? Going to check it again in the morning and see what figures I get!

Good job I didn't make the 'non takeaway' money overpayment as youngest DD had run out of a few ingredients (she couldn't organise a p*** up in a brewery) so needed to get her some lentils, kidney beans, Quorn etc and spent £20! I have spent just short of 19 years trying to get her to be more organised but it seems I am fighting a losing battle.........still, I suppose I should be grateful as she has never been any trouble really other than being disorganised and unable to right herself from her mattress without lots of persuasion :rotfl:

moments_of_sanity

I am now totally confused as today's difference between yesterday and today is £5.60 but when this happened last week, the bank told me my daily interest charge was £4.73 :mad:

I can only assume it's because my payment doesn't hit my mortgage account for 24-36 hours so this changes it? Oh well, I, will keep chipping away at it and hoping for another OP of £197 this week :j

SueP19

moments_of_sanity wrote: »

SueP19, it has been a very rough few years but I feel we have all turned a corner now :j. I am trying to look at my Daughter leaving in August as a 'positive', decrease in food costs, petrol costs, running around to train stations, water, washing etc.......although I'm not sure any of that will outweigh how much I will miss her.

My DD left in December, she commuted to Uni then postgrad college. So have spent many a night at train stations over the last few years. This last lot nearly killed me with 5am start and 11pm finish but we got through it . Your DDs sound great

I am just starting to miss DD now, but boy the financial gains are great :rotfl::rotfl::rotfl::rotfl:

As for being organised it's amazing how much they pull their socks up once they leave home.

Keep plugging away the interest will drop (that's what I keep telling myself)

moments_of_sanity

SueP19 wrote: »

My DD left in December, she commuted to Uni then postgrad college. So have spent many a night at train stations over the last few years. This last lot nearly killed me with 5am start and 11pm finish but we got through it . Your DDs sound great

I am just starting to miss DD now, but boy the financial gains are great :rotfl::rotfl::rotfl::rotfl:

As for being organised it's amazing how much they pull their socks up once they leave home.

Keep plugging away the interest will drop (that's what I keep telling myself)

Wow, that's some early and lates you did there! Fortunately the earliest I need to be out giving lifts is 7.30am and tha latest is about 10pm. I normally have 2 drop offs and pick ups a day but I wouldn't have it any other way.

I shall look forward to the financial benefits, although I will probably still cook too much food as I have spent 20 years cooking for 4! :rotfl:

Organisation...........hmmm, not sure the youngest will ever get there, she truly is hopeless, I always joke that her world is filled with rainbows and unicorns. That probably explains why she chose to be a vet nurse rather than taking the same path as her sister who is doing vet med :rotfl:

SueP19

My OH still peals enough potatoes to feed DD as well :rotfl::rotfl:

I was ok till the last bit

Love the idea of the world being full of rainbows and unicorns :T

moments_of_sanity

Interest charge today is £4.72 so it seems to have settled down again, only another 2 days before I will upset it all again though by making another overpayment of £197 :j

Hoping for a NSD today as youngest has been delivered to work, the effort required to get her out of bed is ridiculous! Eldest is driving along the M25 today so not sure I will be able to concentrate on much else.....do you ever not worry about them going out in their own cars, I seem to be constantly frazzled with worry when she leaves the house to drive somewhere!?

I was hoping for a NSD yesterday but had to go and pick up an order from Home Bargains and the cheese and onion crisps were calling to me.....I caved and spent 99p for a 6 pack!

My wonderful Aunt bought me a magazine subscription to Grow your own as we have an allotment so whilst eldest DD is out I might have to occupy myself playing with soil and planting some seeds.

SueP19

I worry all the time DD has had epilepsy since being a small child.

My mum said years ago that it doesn't matter how old they are they are still your babies

:grouphug:for you x

moments_of_sanity

SueP19 wrote: »

I worry all the time DD has had epilepsy since being a small child.

My mum said years ago that it doesn't matter how old they are they are still your babies

:grouphug:for you x

I can't imagine how much you worry about your DD SueP19 :grouphug:

When they are small, you think the worry will get less the older they get but I think I worry just as much now, if not more! She made it safely to her destination and back but there were lots of phone calls and text messages, she must despair of me sometimes! :rotfl:

SueP19

:T:T:T:T yay for MOS's DD

DD had whooping cough as a baby she was in hospital a month at a month old and our first child died when he was 9 days old so at times my worry has been obsessive not healthy