Friday 12th February - What Small DFW-Style Things Will You Be Doing Today?

allydowd

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free.

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important. :money:

allydowd

MONEY MAKING AND SAVING SITES AS OFTEN MENTIONED IN THIS FORUM:

• Benefits check-up ( Link )
• Coupon Shop Forum list of money-off coupons (Link)
  
• eBid ( Link )
  
• Freecycle ( Link )
• Free Postcode Lottery ( Link )
• FreeStuff ( Link )
  
• FreeUKStuff ( Link )
• i-Say Surveys (Link)
• Jack-At-A-Pinch, cheap recipes ( Link )
• List of online newspapers. At bottom of the linked page. ( Link )
• LuckyPhone free lottery with loyalty rewards (Link)
  
• MSE Boost Your Income page. Gateway to lots of money-making links. ( Link )
• MSE Abbreviations Explained ( Link )
• MSE Deals and Vouchers ( Link )
• MSE Wow Offers ( Link )
• NHS Minor Ailment Service article (Link)
  
• My Supermarket ( Link )
• OnePoll ( Link )
• Quidco ( Link )
• Reclaim PPI at no cost to yourself ( Link )
• Resolver tool. Helps you draft a letter, send it, monitor replies and then escalate it to an Ombudsman or key complaint body if it's not sorted. (Link)
  
• SayNoTo0870 cheap phone number finder ( Link )
  
• Survey sites that pay for your opinions ( Link )
• Swagbucks ( Link )
• Swapit ( Link )
• Tesco Orchard product testing (Link)
  
• Tickety Split cheap train tickets (Link)
  
• Toluna ( Link )
  
• TopCashBack ( Link )
• You Need A Budget site and App (Link)

Revised 31 Oct 2015.

allydowd

Morning all, :wave:

Greetings from the Sub-Arctic. Just a quick post before work.

* Conquered the frost of the car by covering the windscreen in a shower curtain last night. No de-icer required this morning.

* Did RMS Surveys.

* PayDay so bills paid before any spending.

* Eat a hearty breakfast before work to help stay away from the vendy.

What have you folks got lined up for today?

crazy_cat_lady

Good morning everyone, and thanks for the start Ally.
I've woken up in the 'don't want to go to work' mode - even though I'm only today away from half term! DH has a few appointments today and has had a completely sleepless night, so by default I've been awake more than a few times.
We are interviewing at work today so fingers crossed there are some decent candidates.
Here's my list
Check banking and PAD
Use my free time at work wisely
Load of washing
Free feed with the interviewees
Get through annoying jobs at work list
Bring the bare minimum/no work home for half term
Get ds to footy training
Get dd to her new gymnastics class
Plan a day of absolutely NOTHING AT ALL for tomorrow :j:j:j:j
be kind to people
stay drugged up on paracetamol
Can't think of anything else - my brain is entirely focussed on surviving today. :rotfl:

PurpleFairy26

Morning Ally, thanks for starting :hello: everyone

Glad it's Friday :j last day of work Cat :j my list for today:

Working at a local venue, will get lunch paid and petrol
Check emails for holiday insurance contact, I bought it last night and it was a bit odd and ended up processing for the wrong dates it's not expensive but that's not the point. There is a 14 day cooling off period, so it should be fine.
Check banking, update sheet, PAD, double check additional income and incidentals that we are tracking for the first time this month it's very enlightening
Will do some work tonight when DH has gone to bed pre his night shift for my own business
DH picked up an extra 8 hour overtime shift this weekend in time to get included in next weeks pay :T
One thing off annoying list
Run (didn't manage this yesterday)
Check surveys, prep my RM ones for next week too
Call man about some work to plan in for March

foxgloves wonder how Mr F is getting on with his sealed pot? We opened one yesterday (not solely £2) that had £160 in it we realised our £2 has been neglected recently - I need it up my game

Have a great day everyone.

PurpleFairy26

Sorry cat we cross posted, realised you weren't quite :j when I read your post. Hope it goes quickly.

DawnW

Morning all
Thanks for the start Ally
CCL, hope today goes well for you, at least you will get a rest after today.

OH has another cold, which means nobody gets much in the way of sleep, so not feeling that energetic this morning

Today's list:
Feed dog and hens (done)
Cheap breakfast of porridge, HG stewed fruit from freezer and Lidls yogurt (done)
Fold up washing from airer and put in the airing cupboard
Dog walks x 2
Check banks
HM meals from stores (small gammon joint taken out of freezer to cook today)
Do some housework
It seems to be fine outside, so get outside in the garden for an hour again today
Any surveys, check FPL
Bag up CS items and place by front door so they don't get forgotten AGAIN

Ugh, what a boring list!
Hope everyone has a good day

PaceThePixie

Morning people,

Today, as yesterday, has not started well. The joys of marriage breakdowns

On the upside my list is:
Check bank (still can't decide which basic bank account to move too )
NSD, again.
Work a full day
Try not to stress about life
A little bit of housework as we live in a little flat :rotfl:

Stay safe people. Hope everyone has a great day and weekend.

Pace.

make_the_change

Happy Friday all!

- school run done
- entertain DD and DS2 for free done
- wait for BT man as moving to them from Sky to save money :j yay all installed
- nursery run done
- check bank
- school run and dinner from stores done
- early night

Had a productive day yesterday, done ironing and big food shop for essentials which means we have no reason to moan about food in stores to use. Will only need fresh items weekly so should help me with my food budget and spending for unnecessary things. Oh and my other rug arrived and so far it's helping although moody cow downstairs still glares at me! Hehe

ziggy2407

Good Morning All

Ally - Thanks for starting us off today
CCL - Hope you manage to get through today without too many stress incidents

Hi to Jonno and Legomum :wave: , hope you both have a good day!

Hi to all of the regulars and a BIG welcome to all the newbies, this is a really FAB thread with so many lovely, caring, considerate and supportive people.

Well it's the last day of half-term here had another lie-in but don't feel so great today - have stiff neck and already had a nosebleed The weather is a bit rubbish, feels colder and very overcast but at least it's dry. Today I hope to

Packed lunch for DH - Done
Check Bank - Done
DH to collect my prescription from chemist (when he finishes at lunch) - Done
Visit mum - Done (Cleaned all of flat, stripped bed re-made and brought 1/2 of washing home, will bring rest tomorrow)
Get out for a walk (need to clear my head) - Done, feel fine now
Bit more tidying in attic -
Find builder/handyman (need an arch taking out and a door installing) -
Craft -
Declutter - Pile of DVD's to be passed onto grandkiddies, dog bed listed on freegle
Read -
Continue purge on Emails - Done a few more
Enter a few comps - Done a few
All meals from cupboards/fridge/freezer - Done
Check https://www.freepostcodelottery.com - Remember there are now 5 chances to win - Done
Check Lucky Phone - Done

Have a good day! Love to you all!

C x

Feeling bit low today: 2 years today since I had my heart attack - wishing my progress was a bit quicker

twiggy86

Morning all!

Today did not start well as apparently I turned my alarm off and woke up at 8.05 when I normally try to leave the house by 8.20! However this in itself turned into a bit of MSE-ing and I made it to work on time!

So today I have/will:-
* No TV on this morning
* Me and OH had a hot drink at the same time so kettle only boiled once
* Load of washing on 30 degree ecowash including OH's top which I soaked overnight as had a stain on
* No make up on :eek: (didn't have time!)
* Check banks
* Check FPL
* Earn more on OnePoll
* Update work expenses
* Sort out laundry
* Do some housework as per flylady thread

Think that's everything for today. Hope you all have a good day.