Fathers medical assessment

mrcjevans

Hi all, OK so not too long ago my father(80) went in to hospital for an operation, it didn't quite go as planned and he almost passed away, but thank god he didn't and he survived, only thing is he now requires full time care, he has his medical assessment this month and he has a little over the 23k threshold here in the UK. The issue is he is a scrooge, he will die if he goes home as he is immobile and always getting ill at home(this has been tried). All his children agree he needs full time care in a home. The thing is if we say to him he's going to have to pay £400 a week he is going to go home, he is so stubborn.

I'm looking for advise on whether he is able to put some of his money in to an ISA for his eldest daughter? Would there be legal implications with this? If not is there any other options for him? he's currently in hospital until his care is sorted out.

If anyone could offer any insight I would be most grateful, as none of us expected this scenario

Thanks, Chris

Alter_ego

That would be deprivation of assets. Try searching the forum.

Poppy9

Too late for him to give away his money/assets. If he owns his own home you could rent it out and use money from that to pay for care. If he lives in student area you could turn it into HMO and depending on size, location bring in anything from £250 per room per month to £900 if in London!

mrcjevans

Poppy9 wrote: »

Too late for him to give away his money/assets. If he owns his own home you could rent it out and use money from that to pay for care. If he lives in student area you could turn it into HMO and depending on size, location bring in anything from £250 per room per month to £900 if in London!

That's a really good idea idea hadn't even thought of that! He lives in Billericay in Essex

elsien

Has he had a Continuing Health Care assessment? This is for nursing care, not social care, so your dad won't get it just because can't mobilise independently, it will depend what his other needs are.

mrcjevans

elsien wrote: »

Has he had a Continuing Health Care assessment? This is for nursing care, not social care, so your dad won't get it just because can't mobilise independently, it will depend what his other needs are.

Basically he had a simple hernia op that had complications, he wasn't the best mover before the op, and because he almost passed away he got so weak, he is basically bed bound, can't move his legs barely at all. He's had a bag for his stool(can't remember name) that he can't change himself etc

Newly_retired

Once his capital has dropped to below the threshold, he will be eligible for help with care home fees, provided he has not deliberately reduced it by giving it away. You say he has a little over the £23k. If he is self funding, it will not take long to reduce that to below the threshold as fees will take care of that in no time. So if you rent his house out, the income will mean he is still self funding presumably?

Mojisola

mrcjevans wrote: »

he has his medical assessment this month and he has a little over the 23k threshold here in the UK.

If he owns a house as well as having £23k+ in cash, he has a lot more than 'a little' over the threshold.

Vortigern

mrcjevans wrote: »

Basically he had a simple hernia op that had complications, he wasn't the best mover before the op, and because he almost passed away he got so weak, he is basically bed bound, can't move his legs barely at all. He's had a bag for his stool(can't remember name) that he can't change himself etc

Would he qualify for attendance allowance? As far as I know it's not means tested.

Rich2808

Vortigern wrote: »

Would he qualify for attendance allowance? As far as I know it's not means tested.

Yes thst pays up to £82 a week and also makes him usually eligible for dial a ride and taxi card schemes in most areas. But it is not paid to those in care homes - just those needing supervision and support at home. My mum gets it and it's not means tested - it's a long form though and take care filling it out.

If he also needs a full time family carer they could also get carers allowance if they are on a low income.

https://www.gov.uk/attendance-allowance/what-youll-get

Hope it works out - I can see why he is reluctant to go into a home as he loses his independence. Hope you find a decent place. Of course the home will need to go towards the care home fees which can be expensive as you know - renting it out may help and in Billericay there should be high demand given it's good links to the City.

Mojisola

Rich2808 wrote: »

But it is not paid to those in care homes - just those needing supervision and support at home.

It is if the person is self-funding.