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Getting a mortgage and then becoming mortgage-free!

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  • Kittenkirst
    Kittenkirst Posts: 2,468 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    edited 20 August 2017 at 7:18AM
    Hi Charley- thanks for that I've logged in and accepted the offer.
    Also woke up this morning to another buy it now sale :) another £10 in the pot hurrah!

    The sickness has abated however I'm still experiencing toilet issues unfortunately: stomach is whirring like a washing machine :/

    Spendy grocery shop yesterday- spent £60!!! :eek:! Made up of kitten dry food, treats, wet food & litter (trying asda own brands instead of purina & Catsan!), new scratching post, sale bra (£2 for me) slippers for gf (£7) home fragrance reeds and refills (2 sets & 2 refills £8) and then lots of storecupboard stuffs.

    Car got a flat this week :(:o so took it to local garage who know gf's family- nail embedded in tyre so had it replaced for £45. They quickly checked my tread on other tyres as MOT next month and all a-ok! Phew!

    Positives this week:
    1. Walkman & hands free kit both sold on eBay :D money for Walkman OP'd, not sure if OP'g the hands free funds yet-may keep that to cover fees
    2. Two Jewellery orders received this week- additional supplies ordered yesterday to start work next week!
    3. Cat flap installed and cats starting to use it- Oscars still unsure and waits for the door to open sometimes but getting there.
    4. Dinner with friends twice this week. One I didn't eat much due to sickness, the other I did but suffered not long after! But, still lovely to see friends and one evening was paid for as forgot friend owed me a tenner!
    5. Kittens & Gf snoozing next to me :heartpuls:
    6. Prolific- requested payout and received £29.42 after the withdrawal fee, so swiftly OP'd it!

    Total OP's this week:£138.89
    £3 Pinecone
    £1.67 eBay sale (empty perfume)
    £10 eBay (Walkman)
    £89.80 monthly round-up OP
    £5 TSB cashback
    £29.42 Prolific pay-out!

    Making £195.74 this month so far :money:
    £1735.84 this year to date, 80.7% of yearly target of £2150 :D
    First home- Oct’16 until June’21: £170.995- Overpayments made £13,784 (25% extra!).
    New forever home- Sep’21 £309,449 @ 2.05%. Plan to clear it before 30 years!!!!!!
  • Great stuff!
    DFW (08/08) £64,346.53 Gone (02/19)
    MFW (08/08) £118k Gone (09/23)
  • Jessy103
    Jessy103 Posts: 2,271 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic
    Well done KK! Hope your stomach is back to normal asap! x
    Mortgage Balance as of July 2025 £14,900.
    Starting Mortgage Balance (June 2019) £72,000.
    Aiming to be mortgage free by my 40th birthday, June 2026!
  • themadvix
    themadvix Posts: 8,812 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Photogenic
    Lots of positives there Kitten, but I do hope you're feeling a lot better soon (that whirring feeling is horrible).
    Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days

    'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway


  • Kittenkirst
    Kittenkirst Posts: 2,468 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Evening all!
    Still feeling pretty rubbish I must say: am in work though and trying to just crack on and taking some indigestion tablets when it's particularly bad.

    Dinner tonight was a frugal affair: leftover mash (from last nights chicken sausage, mash & gravy) made into tattie scones with some spaghetti hoops. Very simple and small which was perfect!

    Was in the office today but didn't spend any money, just bought a plunger from sainsbobs at lunch as downstairs loo is playing up again! £3 well spent though, am trying old fashioned remedies like washing up liquid and boiling water.

    Couldn't resist sending the most recent eBay funds across to the mortgage so now At £203.24 :D

    Walked round to gf's parents after work for some fresh air and some light exercise so am at 12,000 steps for today which is great as last week I was averaging 3-4K with the dodgy tum!

    Received another silversmithing order this weekend- annoyingly I've had to buy extra supplies so have spent the same as what I'll make for the two pieces now ordered, the bright side is I will have plenty of supplies paid for ready to make some for a craft fair stall :)
    First home- Oct’16 until June’21: £170.995- Overpayments made £13,784 (25% extra!).
    New forever home- Sep’21 £309,449 @ 2.05%. Plan to clear it before 30 years!!!!!!
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Hope tum continues to improve. How are the boys getting on with the cat flap? After three years DD's cat still sits there meowing and smacking it and it's more by luck than judgement that he ever gets in or out :rotfl:.
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • Kittenkirst
    Kittenkirst Posts: 2,468 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Ha ha Gally, well Hugo seems to be perfectly fine with it but if you are stood near the door he'll wait and see if you open it for him. Oscar just looks at it menacingly and will only use it when we're not in the room!

    We're locking it at night/when out for long periods at the moment still as they've not ventured past the garden yet, so when it's locked Oscar acts like it's the end of the world and paws at the cat flap for ages! It's funny to see silly little things :)
    First home- Oct’16 until June’21: £170.995- Overpayments made £13,784 (25% extra!).
    New forever home- Sep’21 £309,449 @ 2.05%. Plan to clear it before 30 years!!!!!!
  • shangaijimmy
    shangaijimmy Posts: 3,803 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    ... am trying old fashioned remedies like washing up liquid and boiling water.
    Think this combination would make my stomach worse, but happy to put the remedy in the memory banks for future consideration, should the need arise...!
    MFW: Was: £136,000.......Now: £47,736.58......
  • themadvix
    themadvix Posts: 8,812 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Photogenic
    Watch out with putting boiling water down the loo Kitten (and Jimmy, if you might try this) - it could crack the pan!

    If you're feeling strong stomached.... we put one of these down it recently to clear (an imaginary*) blockage - it's amazing how far it'll go.... with lots of jiggling.....

    *imaginary as in the problem was not caused by a blockage but 'floaty' stack pipe!

    Love the kittens and the cat flap :)
    Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days

    'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway


  • Good news on the order - hope you are feeling better today!
    DFW (08/08) £64,346.53 Gone (02/19)
    MFW (08/08) £118k Gone (09/23)
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