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Getting a mortgage and then becoming mortgage-free!

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  • Jessy103
    Jessy103 Posts: 2,246 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic
    @Jessy103 He is rather dishy in it isn’t he! Definitely easy on the eye :) Ive finished it now too as got very into it so binged it the other night to get it finished. Now looking forward to the next season to see where it goes, what did you think to the surprise reveal at the end of the Emperor? 
    It's definitely binge worthy! I had a feeling of who the Emperor was going to be because I am a gamer and have played through The Witcher 3, which is the game that the show is based off as well as the books. Do you remember how Yen said she had a stuffed unicorn and implied they had broken it being naughty? Let's just say in the game you choose love options and that stuffed unicorn is involved in one of those options 😂

    Congrats on the achievements this year and good luck with your targets x
    Mortgage Balance as of July 2025 £14,900.
    Starting Mortgage Balance (June 2019) £72,000.
    Aiming to be mortgage free by my 40th birthday, June 2026!
  • CathT
    CathT Posts: 7,133 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    You've done so we'll to have already made overpayments especially with all the expenses you have had since moving in.

    I did look twice at your monthly interest. There used to be some kind of idea/challenge of trying to earn you daily interest each day. Thought it might be quite motivational for you. 

    Hope you can relax over the rest of the Christmas break. 
    June 2025 - part 1 - £19,145 part 2 - £21,973 Total - £41,118 29 months to go!
  • themadvix
    themadvix Posts: 8,776 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Photogenic
    Is it worth relisting the bread stuff? As it's BBE, it might still get collected today?
    Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days

    'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway


  • themadvix
    themadvix Posts: 8,776 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Photogenic
    Oh fair enough - it might be a bit past it now. Definitely ask about the animals - I have a lady who gets any use by salad I get given (I have a morning collection, but sometimes the odd use by stuff sneaks in).
    Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days

    'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway


  • themadvix
    themadvix Posts: 8,776 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Photogenic
    It is a good feeling when you know you've helped someone who really needs it - and there's an awful lot about at the moment.  Well done for splitting the salad and using it up :smile: It makes me feel better to know I'm not the only weird one who'll do things like that! Glad the baps were ok - they sound like my pittas (bought), which had BB dates of 27 and 29 Dec and we finished today - a bit worrying to think about what is preserving them! 

    (Remember, even if you have to bin it, if you have a food waste collection, it's still better than Tesco doing it as I think it would literally go into landfill,  packaging and all, and I'm sure you won't do that!)
    Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days

    'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway


  • themadvix
    themadvix Posts: 8,776 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Photogenic
    Ooh, I feel your exercise pain - this is a recurring problem for me - too enthusiastic and then I can't move for days!

    Great news about the late collector and the saving of stuff from the bin - to quote our great donator 🙄, 'every little helps'.
    Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days

    'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway


  • themadvix
    themadvix Posts: 8,776 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Photogenic
    Curry and broccoli sounds great (but the naan does sound better!)

    We're still working out way through Christmas goodies here and today the kitchen is full of pastries, but healthy eating doesn't really start until after my birthday (Friday) weekend.... 
    Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days

    'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway


  • Well done on the prolific surveys. They do add up. 
    DFW (08/08) £64,346.53 Gone (02/19)
    MFW (08/08) £118k Gone (09/23)
  • themadvix
    themadvix Posts: 8,776 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Photogenic
    I think that depends on what’s on offer in your area. We went for a McD’s breakfast in Crawley on a Sunday in November (I take your point about Jan though) and we’re absolutely stunned at how full of delivery drivers the place was - we ordered before we arrived, but still stood there for a good 20 mins because they were so busy! 🤞 it’s as busy for you!
    Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days

    'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway


  • themadvix
    themadvix Posts: 8,776 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Photogenic
    edited 6 January 2022 at 9:30AM
    Thanks KK! 😊

     freshly made naan is virtually irresistible, so I don’t blame you!
    Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days

    'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway


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