📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Mortgage Free Mini-Goals

Options
12930313335

Comments

  • What sweeties, looks like they are settling in well.
  • mrsp1987
    mrsp1987 Posts: 815 Forumite
    Fourth Anniversary 500 Posts Wedding Day Wonder Cashback Cashier
    Clio gets her stitches out on Wednesday, so not long to go now until she will be cone free! We're giving them semi-supervised access through the house now, mainly downstairs, still keeping some upstairs doors and the conservatory sliding doors closed. The other 2 cats, Darcy and Bubba, are...tolerating them. Darcy is pretty dominant and will let them know when she's not happy and puts them in their place. Bubba is a whingy little thing and seems a bit of a wet blanket. He's like "I don't like this. I'm not too happy but I'm just going to cry" instead of giving them a whack which would tell the, they've pushed it too far.
    I think this evening he was a bit better though and think he wanted to play with them but wasn't sure how to do it.
    I'm looking forward to them being friends. I think eventually Bubba will be close to the kittens
  • Aww....that sounds incredibly cute. I love having mine here (they were staying at the folks for a long time due to house being unsuitable). I never thought I would be a cat person (used to be very scared of them actually) but they are the cutest things :) x
    Debt remaining: :(
    Mortgage - £117,759 (£134,600, Nov 2013)

    Work overpayment and home improvement loan paid back (£19200) :beer:


  • mrsp1987
    mrsp1987 Posts: 815 Forumite
    Fourth Anniversary 500 Posts Wedding Day Wonder Cashback Cashier
    We never had pets going up, not that type of family and mum's allergic and dad doesn't like dogs too much. Oh and my grandma had the most evil cat in the world that I was terrified of! So it's only since I met hubby that I've become a cat person but I am a proper crazy cat lady now :rotfl:
  • mrsp1987
    mrsp1987 Posts: 815 Forumite
    Fourth Anniversary 500 Posts Wedding Day Wonder Cashback Cashier
    Water is to be either fixed or replaced on 2nd November, so still getting free water for now :D well, I say free but we still have to pay daily standing charges, sewerage and blah blah but its almost free.

    Just popped out to @sda. I normally shop at @ldi but there were a few branded items I wanted to get so I thought I'd do it all in one go. Spent £55! But I did spend £8 on loo roll, which is a bulk purchase and I bought a 30 pack of diet coke at £7, which is a steal. Should have bought two really, but only had a little trolley. Also muller yogurts were 12 for £3 which is generally the best offer on the market whenever it appears so it would have been daft not to take advantage of it. And I splurged £1.50 x 2 on cat collars which they will probably never keep on or if they do will be so annoying with the tinkly bells that I shall take them off :rotfl:

    Something that I think I've completely forgotten to mention on here is that I've been given an extra 7 hours per week at work for the next 3 months, with it possibly being extended for a further three (I'm working on the assumption its 3 months not 6 months though). So, when I get paid next week I should have an extra £200ish in my bank! Then there's the money from my second job too.
    I have got some CC bills to pay, but one of them is 0% so I can spread that one out and I have my income tax bill to pay by the end of January and of course its nearly Santa time so I've got to spend on that too but it'll be very welcome and I'll see if I can top up some of my savings and pay off the mortgage. Hubby's rental property is currently unoccupied so we're not getting the income for that at the moment. Hopefully it should be filled soon, but seeing as I have nothing to do with it (it's hubby and his mum's deal) I can't chase it up with the letting agent and hubby doesn't seem to want to. Meh, whatever.

    So it's going to be a bit of a spendy time coming up, but I can usually navigate it quite well and there will be some extra income too. Not too shabby. About £150 away from my next mortgage O/P
  • Excellent mrsp. Hard work but worth it :) x
    Debt remaining: :(
    Mortgage - £117,759 (£134,600, Nov 2013)

    Work overpayment and home improvement loan paid back (£19200) :beer:


  • mrsp1987
    mrsp1987 Posts: 815 Forumite
    Fourth Anniversary 500 Posts Wedding Day Wonder Cashback Cashier
    Postie has just been and I've received my log-in details for my Scottish Widows pension. My old @sda pension has successfully transferred in and it currently stands at £5,235.59 and I've still got this month's payment to go in tomorrow so it'll be about £5,350-ish I imagine. It's nice to see a big lump of money now in one place and I'm looking forward to watching it grow and grow, especially now I can log on and check!
  • mrsp1987
    mrsp1987 Posts: 815 Forumite
    Fourth Anniversary 500 Posts Wedding Day Wonder Cashback Cashier
    Just doing the rounds of the bank accounts what with it being the start of a new month and my mortgage has dipped below the £95K mark. It's now £94,880 or something very similar. I didn't realise how much difference those few hundred pounds would make but I feel great knowing I'm on the downward slope to £90K!!
  • SueP19
    SueP19 Posts: 1,882 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    :T:T:T:T way to go
    Debt Free Diary - Second Chances! Life in a Tourer........Debt free, building a savings pot
  • Onwards and downwards :T
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.2K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.7K Spending & Discounts
  • 244.2K Work, Benefits & Business
  • 599.2K Mortgages, Homes & Bills
  • 177K Life & Family
  • 257.6K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.