Divorce and credit score

Weefeet1976

I have been divorced for a number of months but still have a joint mortgage and bank account with my ex-husband, while we try to sell the marital house.

Obviously, he is showing as an associated person on my credit report but is there any way of becoming disassociated from him even with the aforementioned accounts? I have a very high credit score but am concerned that his actions may affect my ability to get credit in the future.

[Deleted User]

Not while you have joint accounts

Candyapple

Until your house is sold and you no longer have a joint bank account/ joint mortgage you would then need to contact all 3 credit reference agencies with a Notice of Disassociation form to remove him from your credit files.

GingerBob_3

Candyapple wrote: »

Until your house is sold and you no longer have a joint bank account/ joint mortgage you would then need to contact all 3 credit reference agencies with a Notice of Disassociation form to remove him from your credit files.

Yes, because of either incompetence or awkwardness (probably the latter), the CRAs can't remove an association even when no joint accounts are present on their files and therefore no association exists. Just one of the many instances where CRAs publish lies.

Mummyto4kids

Ive just had a financial association with my ex removed from all three CRA's after our joint mortgage was paid off - took a few weeks after a very polite email to all three of them who confirmed the details with the mortgage company and then removed it. They wouldn't do it prior to this as we still had the linked account