sub prime credit cards

onthefencepost

brilliant added to the lisit

Candyapple

stclair wrote: »

MBNA offer a card for people with low or limited credit history.

For the OP, here is the link:
https://www.mbna.co.uk/compare-credit-cards/credit-builder-credit-cards/


The Black Diamond card is owned by Vanquis.

m4rc

onthefencepost wrote: »

Brilliant - Sygma added to the list.

Not anywhere near subprime in my opinion. Harder to get than a lot of mainstream cards, their average APR is 18.9% and can go much lower, I think their higher end APRs are around 24.9% which isn't sub-prime.

Additionally their credit limits are often huge, you can get very frequent increases and have multiple cards, I think you just have to wait 3 months between applications, if ey say no wait 3 months and try again, chances are you get another card.

A4445

m4rc wrote: »

Not anywhere near subprime in my opinion. Harder to get than a lot of mainstream cards, their average APR is 18.9% and can go much lower, I think their higher end APRs are around 24.9% which isn't sub-prime.

Additionally their credit limits are often huge, you can get very frequent increases and have multiple cards, I think you just have to wait 3 months between applications, if ey say no wait 3 months and try again, chances are you get another card.

I was looking at the interest rates on the ASDA card by Creation there was 4 interest rates between 18.9% and 29.9% so I guess the more risky you are the cost goes up!