Hire Car Speeding Ticket - Help!

beamerguy

Quentin wrote: »

No.


Not her policy.


Her certificate of insurance (one piece of paper!).


Which clearly states you cannot use driving other cars cover for hire cars. End of story. (Everyone's is the same)


Using her driving other cars cover is a total red herring she has seized on provided by a poster who is ignorant of the situation regarding DOC and hire cars.

But you have not seen her policy have you
It is no red herring and yet again Quentin I am closing this conversation with you, POINTLESS

warehouse

glentoran99 wrote: »

Pay the fine and say nothing, If an insurance issue arises deal with it then

Exactly this.

Quentin

beamerguy wrote: »

But you have not seen her policy have you

Seeing her policy is irrelevant.


Driving other cars cover (third party only) always excludes certain vehicles. And always excludes hire cars! This is stated on the certificate of insurance. You know - the legal document you want the OP to show the police!


You can check by reading what it says on your own certificate.

beamerguy

TonyMMM wrote: »

At the moment - this is the best advice you will get, he names you, you confirm and take the course (or fine/points).

Insurance issues are often not checked on standard speeding offences unless you raise suspicion or prove difficult. If it is, you probably have no defence at all, so cross your fingers.

The camera vans check everything now, but they asked who was driving ... big question mark

beamerguy

Quentin wrote: »

Seeing her policy is irrelevant.


Driving other cars cover (third party only) always excludes certain vehicles. And always excludes hire cars! This is stated on the certificate of insurance. You know - the legal document you want the OP to show the police!


You can check by reading what it says on your own certificate.

I have and asked

TonyMMM

beamerguy wrote: »

The camera vans check everything now, but they asked who was driving ... big question mark

They flag up if a car is uninsured .... if it has insurance (which a hire car will have) it is a human decision further down the line whether to check the nominated driver is covered. In the case of a hire car, they are very likely not to bother - unless special attention is drawn to it in some way.

movilogo

The police will write to registered keeper about driver details. So hired car company will name OP's partner as driver. Police will assume he is the driver and will ask to take him fine/awareness course. It is very unlikely that they would spend any time to match face of driver with the named driver. Police are too overloaded nowadays and as long as they get the money (fine or speed course) they won't bother further.

beamerguy

TonyMMM wrote: »

They flag up if a car is uninsured .... if it has insurance (which a hire car will have) it is human decision further down the line whether to check the nominated driver is covered. In the case of a hire car, they are very likely not to bother - unless special attention is drawn to it in some way.

The nominated driver is the one on the hire agreement so they will know this, they are asking who the driver was ???

beamerguy

movilogo wrote: »

The police will write to registered keeper about driver details. So hired car company will name OP's partner as driver. Police will assume he is the driver and will ask to take him fine/awareness course. It is very unlikely that they would spend any time to match face of driver with the named driver. Police are too overloaded nowadays and as long as they get the money (fine or speed course) they won't bother further.

Normally you are right. It seems in this situation the police have not assumed the partner was driving, hence requesting who was driving the car
?

TonyMMM

beamerguy wrote: »

The nominated driver is the one on the hire agreement so they will know this, they are asking who the driver was ???

No-one makes assumptions in these cases.

The police send a s172 request to the hire company (the keeper). The hire company name the hirer.

The police send a s172 request to the name they have been given by the hire company (sounds like this is where the process has currently got to). He replies naming the partner.

The partner then receives a s172 request in her own name - she replies confirming she was driving and she will then, and only then, receive an offer of a speed awareness course or a fine/points (depending on speed).

At no point do the police get given a list of authorised drivers, or a copy of the hire agreement, unless they were to go specifically asking for it, which they won't do unless they have a good reason to.

There could even be a further couple of steps involved if the car is owned by a lease company, and it was hired by the hirer's company, not him personally.