Reality Check...

reality_check

Seems legit, just signed and saw this message...

Order Dispatched - Your order has been successfully dispatched. 6 September 2017 Royal Mail 48 Tracked Credit or Debit Card 17:46, 8 September 2017

And i hope this isn't either of your shampoo as now says sold out

https://www.justmylook.co.uk/wella-professionals-brilliance-for-fine-to-normal-coloured-hair-shampoo-conditioner-twin-2-x-1000ml-p9480

Seasidegal58

Looks good reality. I usually use Philip Kingsley hair products and you can certainly shave a £ or so off the price on your new website. However I've just bought some products from the Plantur range owing to the fact that my hair is getting thinner and thinner. . Do you know of anything I can use to grow instant hair?

SSG x

reality_check

Shampoo and conditioner arrived and it's the real deal - def be using that website again. Free delivery too!

My hair grows very fast and it is thick SSG so I am not much help. My hair is in good condition I use the above shampoo, Kerastase hair oil and use a mix of Olaplex no3 and Philip Kingsley Elasticser hair treatments xx

reality_check

Pay day in 3 days!!

Budgets all up in the air, allocated 4 weeks money for food even though away for 1, petrol the same for when at work and drivng much less as walking lots during the week, personal spending wayyy over budget but the above budgets have all merged together and no credit card use this month! :T xxx

Rachel24

I just got an email from them today saying the shampoo and conditioner is back in stock. I shouldn't really buy it but it's such an amazing deal I'd be stupid not too! Can't get over the price!
That's great reality check! Do you know how much you're going to pay towards your debts when you get paid?
I've cleared one overdraft (only £150) but still paying my minimum payments and then I'm hoping to clear my next overdraft. It's a major achievement to not use your credit cards ��

Rachel24

Just ordered the shampoo and conditioner ☺️

Seasidegal58

reality_check wrote: »

Pay day in 3 days!!

Budgets all up in the air, allocated 4 weeks money for food even though away for 1, petrol the same for when at work and drivng much less as walking lots during the week, personal spending wayyy over budget but the above budgets have all merged together and no credit card use this month! :T xxx

Yes well done on the non- credit card usage! And on all the walking!

SSG x

MagicMoneyTree

Congrats on the progress so far!

The lumpy expenses like Christmas, birthdays and holidays are the worst. You could try some kind of Jam Jar savings technique, where you work out how much you need to set aside for each expense, then separate it into some kind of pot with a label on it. Your less likely to dip into money that has a clear purpose on it.

For most people these days keeping cash in actual jars isn't very practical, so you can try setting up a separate bank account instead, ideally one that lets you set up multiple sub-accounts for all the different expenses.

If you're tempted to dip into this new account day to day, maybe cut up any debit card you get with it. If that doesn't work you could try setting up a credit union type account that only.lets you take money out in person.

Best of luck and keep up the diary, it's great 😀

louby40

I've got different pots (accounts) for things
Car pot
Christmas pot
Emergency fund
General savings

2 current accounts -1 salary goes into one and all the direct debits come out of there, then I transfer money to the second account for daily spends, petrol, food, cash.

It seems to be working so far!

Seasidegal58

I use YNAB (You Need a Budget) for working out my "pots." Basically nearly all my cash/savings is held in my Santander 123 account because of its interest rate/cashback. But I use YNAB to separate everything out into categories (direct debits, holidays, household, Christmas, Emergency Fund, etc) so I know exactly what I'm putting into each monthly and what I'm taking out. I've found it invaluable.

SSG x