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My ex wife has died, what happens with mortgage

2

Comments

  • EdInvestor
    EdInvestor Posts: 15,749 Forumite
    Very sad story: a friend of mine had much the same experience. He was (rightly) advised to stop struggling as the conflict with the ex was just making his life miserable - and his son's as well.There was no hope of success because of the system.

    About 4 years later when the son was about 14 he contacted the father and they have re-established an excellent relationship.It was a matter of giving the son time so he could estalish some independence and control.

    Good luck to you in re-establishing your own relationship: here's hoping the children will not be too overcome by the trauma of the death to be able to move forward.
    Trying to keep it simple...;)
  • A very sad story. My ex-wife prevented all contact with my children. If she dies, I would have to go to Court against her boyfriend for contact. Establish parental responsibility, get your kids back then sort out the financial mess.

    Good luck mate.
  • dmg24
    dmg24 Posts: 33,925 Forumite
    I still get regular statements and notice of interest changes, the mortgage is an interest free type where my ex's benefits paid the majority.

    I don't understand this. Surely if your name was still on the mortgage and deeds you would have also been liable?
    Gone ... or have I?
  • ampersand
    ampersand Posts: 9,620 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    'please don't try to point out all the obvious points about access and fathers/sibling/grandparents rights etc, I've had years of learning and im about to throw myself back into the lions den.'
    ##########
    Good morning gehngus. Readers of your post have aired their views and I find one or two somewhat harsh. Please take particular heart from the silvercar,EdInvestor and neoman62 and come back here whenever you need to.
    I intend only to add my wishes and support for a workable outcome(regard anything more initially as a bonus) and the solace that WILL come. I wish you and yours - all of you - emotional strength, endurance and the ease which time will bring.
    What I'm sending is probably only empathy, but I give it completely.
    CAP[UK]for FREE EXPERT DEBT &BUDGET HELP:
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    'People don't want much. They want: "Someone to love, somewhere to live, somewhere to work and something to hope for."
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  • Who will be the children's guardian? I can't see that it would be anyone else but you. This is a tough time for you - and you need your wife on side. Chances are she is about to become a step-mother...

    Good luck.
  • Frankly I think the OP is a complete scumbag who has seen the opportunity to get some cash

    I dont for a second think he is bothered about the children because as said if their caretaker has died any normal parent would be far more concerned about whom is looking after them

    Furthermore there are major inconsistencies in your story, for example why would the benefits pay the mortgage in your name?

    Go to a solicitor im sure they will get you the money your owed and stop seeking sympathy and pretending that you care about anything other than the cash
  • Ghengus, it takes a lot to bring a lump to my throat, but your post number 10 certainly did that.

    I can not offer any help or advice, only to say that I hope you can get everything sorted out with access to your two children that you have been alienated from.

    Knowledgeman, your post is wholly inappropriate, as is in this case your choice of forum name.
    Don't lie, thieve, cheat or steal. The Government do not like the competition.
    The Lord Giveth and the Government Taketh Away.
    I'm sorry, I don't apologise. That's just the way I am. Homer (Simpson)
  • homer_j_3
    homer_j_3 Posts: 3,266 Forumite
    Frankly I think the OP is a complete scumbag who has seen the opportunity to get some cash

    I dont for a second think he is bothered about the children because as said if their caretaker has died any normal parent would be far more concerned about whom is looking after them

    Furthermore there are major inconsistencies in your story, for example why would the benefits pay the mortgage in your name?

    Go to a solicitor im sure they will get you the money your owed and stop seeking sympathy and pretending that you care about anything other than the cash

    Frankly I think you have made a complete fool of yourself with this kind of comment. The OP has stated that his concerns are for the children and if this thread was placed in the relationships board then maybe I could have some sympathy with your comments. As its the Mortgage board, it is quite correct that the OP has kept their posts to the point.

    Just remember, he may have a financial obligation and to ignore that may have some serious consequences not just on his own circumstances but those of the children. I believe taking responsibility is the only right thing that this man can do and he has come here for some support - not judgement!

    I think you owe this man an apology for completely overstepping the mark and making completely unfounded accusations.
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • I can say im a multimillionaire it doesnt make it true

    The OP has found out his childrens principle caregiver has died and he hasnt made contact

    Says it all to me about the type of person they are:confused:
  • The man has posted genuinly and I almost cried reading his honest post.

    He also has a new family to support, if he is being asked to pay any monies for the other property - which he kindly left his ex partner in (most scumbags would kick the wife out, OR, sell it from under her feet) this will affect his younger children.

    As for the poor children who have lost their mother, Genghis I really hope you can build the bridges with those children because you are part of their past, and their Mothers past and that is important to them.
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