Best prepaid visa cards?

bobby_99

I cant open a bank account because of bad credit, so been looking at pre paid visa cards but struggling on which to get does anyone know any good ones to get so many different prices just was wondering if anyone has one that can recommend me one.

I also dont have a permanent address at the moment would that be a issue i know with banks it is but not sure with pre paid visa cards.

NiftyDigits

Does it have to be VISA?

Take a look at Revolut.

grumbler

NiftyDigits wrote: »

Take a look at Revolut.

How can the OP top it up without a debit card and a current account?

You can deposit money to your Revolut account only from a bank account registered in your name. Transfers from third parties, including but not limited to companies, friends & family, will be returned to the sender's account after deducting processing fees.

Pockit card can be loaded through PayPoint, although at cost of 99p.

bobby_99

no it does not will me not having a permanent address be a problem with getting the card?

bobby_99

someone will top it up for me

grumbler

What about
Charge-free basic bank accounts unveiled
Nine banks to offer fee-free basic accounts in the New Year
?

bobby_99 wrote: »

someone will top it up for me

Stop talking for a moment and start reading/listening.
That said, 'someone' can get Revolt on their name and give it to you.

bobby_99 wrote: »

no it does not will me not having a permanent address be a problem with getting the card?

Simply try instead of guessing. You have nothing to lose.

DCFC79

Have you searched the forums for what bank accounts to apply for ?

There are bank accounts out there for those with debts etc.

eDicky

Pockit is probably the best value prepaid card at the moment, if you need to load cash and have wages/benefits paid in. But you will need to provide a verifiable address in order to use it, or any prepaid card, in more than a very limited way. When you have the address you can probably get a 'basic' bank account and card anyway.

Anthorn

bobby_99 wrote: »

I cant open a bank account because of bad credit, so been looking at pre paid visa cards but struggling on which to get does anyone know any good ones to get so many different prices just was wondering if anyone has one that can recommend me one.

I also dont have a permanent address at the moment would that be a issue i know with banks it is but not sure with pre paid visa cards.

Pockit.

If you want a card with the facilities of standing orders and direct debits, Cashplus. Or consider Secure Trust Bank.

For prepaid cards you need a verifiable UK address which means be on the electoral roll and have a credit history for electronic verification. Or be able to produce ID such as a passport and address verification such as Utility Bills or a government agency letter such as Jobcentre, tax, local authority, etc.

Revolut is probably the only card you can get without verification but in that case you are limited to a maximum total load of £1000 a year and you need an address to have the actual card sent to and you need a smart phone to run the app.