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Contactless Credit Cards

104 Posts

I have used a Nat West Credit Card for many years now. I have been issued with a new card which is Contactless.
I definitely do not want a contactless card. I have called Nat West and they tell me that Mastercard are only now issuing Contactless Cards. Fortunately I also have a Flybe Mastercard but this is not Contactless so I intend to use this in future and destroy the Natwest one.
I have built up a faultless credit history with the Nat West Card over many years to the point where on the two odd occasions I have forgotten to pay the card on time and have been charged, a letter to customer services has refunded the charge. If I switch to another card do I lose my credit history with a credit card?
I definitely do not want a contactless card. I have called Nat West and they tell me that Mastercard are only now issuing Contactless Cards. Fortunately I also have a Flybe Mastercard but this is not Contactless so I intend to use this in future and destroy the Natwest one.
I have built up a faultless credit history with the Nat West Card over many years to the point where on the two odd occasions I have forgotten to pay the card on time and have been charged, a letter to customer services has refunded the charge. If I switch to another card do I lose my credit history with a credit card?
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Replies
Just type 'Disable contactless card' into google to find out how,
MarkW thats true but as long as you report the loss its not your problem. The fraud figures show this is extremely low ; online is much higher
It's limited to £30 and you are required to enter your PIN every so often to prove you are the card holder.
You can buy shielded wallets/purses etc or even wrap the card(s) in tin foil.
Not only that in busier places at least shoulder surfers won't get to see your PIN.