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ClearScore

I am looking to get my credit report and know that all the big name companies charge for this. I have came across ClearScore on the internet and they offer a free credit score. I have never heard of this company before are they legit and trustworthy. Has anyone used them?

Comments

  • I have been using it for two months now, they get the credit reports from EQUIFAX. It looks quite legit and modern like an iphone app actually.
    They also have an app so you can check it on the go. Like noddle it gets updated once a month.
  • [Deleted User]
    [Deleted User] Posts: 35,242 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    traceyr wrote: »
    I am looking to get my credit report and know that all the big name companies charge for this. I have came across ClearScore on the internet and they offer a free credit score. I have never heard of this company before are they legit and trustworthy. Has anyone used them?

    Remember there are three CRAs, so it's not necessarily a case of either/or. Clearscore gives you access to one of them.
  • Candyapple
    Candyapple Posts: 3,384 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    I'm a Board Guide on the Credit Cards, Loans, Credit Files & Ratings boards. I'm a volunteer to help the boards run smoothly, and I can move and merge threads there. Any views are mine and not the official line of moneysavingexpert.com
  • Superscrooge
    Superscrooge Posts: 1,171 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    I registered with ClearScore a few months ago out of curiosity because it was free and I hadn't checked my credit history for years.

    No problems. All the credit history listed is accurate.

    Don't get seduced by your 'Credit Score'. Every credit reference agency works it out differently. Your 'score' can be high with one agency and 'low' with another. Your 'score' is never passed to a credit provider, so the number is meaningless.

    Just use Clearscore to check your credit history for free.
  • traceyr
    traceyr Posts: 169 Forumite
    Home Insurance Hacker! Cashback Cashier
    Great thanks for the quick replies. Going to try it out now.
  • I've been using the app and it's very handy and no problems.
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