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Monday 18th January - What small DFW things will you do today?

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  • Afternoon All,

    Check bank - done
    Housework - nearly done
    Take DD nursery - done
    Wash to go on at 30 degrees
    Sort finances for the rest of this month :mad: not looking forward to seeing the numbers
    Set strict budget for Feb to get some emergency savings rolling, I am looking to start a DMP in a few months and dreading it! :(
    Collect DD from nursery, dinner from stores and bath kiddies
    Homemade Chinese dinner tonight, very excited to try it!

    Pretty boring day for me!
    DMP Started June 2016
  • allydowd
    allydowd Posts: 4,965 Forumite
    Part of the Furniture 1,000 Posts Uniform Washer Name Dropper
    edited 18 January 2016 at 3:15PM
    * Did the SIM card shuffle*.

    * Soothe weary eyes with salt water. Dissolved salt in boiling water then leave to cool.



    SIM card shuffle:

    *Our really creative solution to our 15MB per month broadband account problem that had been bugging us for months. We never have enough data each month but this is the only company that can supply us as we can't have a line to our property as we live in the Near Arctic so our internet comes through a mobile Wifi Dongle device with a SIM card in it. We are already on the package with the largest amount of data so we can't pay more for more data. Local library is miles away. And if we run the internet through our mobiles we'll be broke. Solution: Take out a second SIM card only contract that'll give us 10MB per month with the same company. Then, 60% of the way through the month, take the 15MB/month SIM card out of the device and insert the 10MB/month SIM card. Thus we now have 25MB per month but we only had to buy one device. (We're still paying less for these two contracts than most people pay for unlimited broadband because I haggled.)
    Debt-free day: 8th May 2015 "Remember that sometimes not getting what you want is a wonderful stroke of luck," Dalai Llama
  • twiggy86
    twiggy86 Posts: 2,680 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper
    edited 18 January 2016 at 3:39PM
    Twiggy - my friend keeps asking me to do a mud run with her but I've done no training so I'm worried in case I pass out or something! How did you get on?
    Princess Pea - I loved it! Even with no training! I found it easier once my cousin went off at her own speed and left me behind as then I didn't feel the pressure that I was slowing her down, so could stop and walk if I needed to! I actually finished 3rd from last in the 15km (there were 5km and 10km options as well) but I put some of that down to the fact that normally its people who are actually fit who sign up to a 15km mud run in January! But I actually didn't care that I was nearly last, all the marshalls were super friendly and encouraging even though they most have been freezing! Just maybe next time I will actually train for it!
    I would definitely recommend signing up for one. You get the serious super fit people, but then you also get people in fancy dress floating around in the "puddles" (waist high!) on blow up crocodiles! Ok I don't think all races have blow up animals, but its still a laugh!
    Debt as at 5 June 2023 - £15,600.89
    Current debt - £5,935.00
    Total paid off - £9,665.89 (61% paid off)
  • maria3104
    maria3104 Posts: 921 Forumite
    Tenth Anniversary Combo Breaker Car Insurance Carver! Debt-free and Proud!
    Hello all

    How do I get the car insurance badge. Saved a fortune today by 1st checking had all the right covers, drivers, excesses and then got a saving on top. Good job done. Also with a which 5 star insurer.

    Just got back from work:
    done dishwasher
    washed up stuff left on side when dw full
    made spag bol
    counselled dd who is revising. Breathe etc.
    Chased DS, no reply to phone message re enquiry, what happened today re sheep. Yes I did cancel Dr appointment to remove stitches post op ( I removed them yesterday, quite proud of myself!) DS had no time to go in, think I might get the MSE for saving NHS resources. Feel like a guru.
    Am now drinking tea and breathing, showing DD how it is done, "and relax!)
    Ready for another day of mayhem and joy.

    Maria
    ps I uploaded swalec electricity readings and no response from them, should I do something more?
  • Bobarella
    Bobarella Posts: 10,824 Forumite
    Savvy Shopper! I've been Money Tipped!
    edited 18 January 2016 at 7:13PM
    Jonno - I live in fear of anything unauthorised on my account. How did it happen?

    Maria - just DM one of the MSE team for your badge.

    Hannah - hope your son feels better soon.
    " Your vibe attracts your tribe":D

    Debt neutral :) 27/03/17 from £40k:eek: in the hole 2012.
    Roadkill 17 £56.58 2016-£62.28 2015- £84.20)
    RYSAW17 £1900 2016 £2,535.16 2015 £1027.20
  • Evening,

    Today was not a NSD for me…I was lazy last night so failed to sort some lunch o take with me to work.

    I did take breakfast though so I could have spent more!

    Took advantage of an offer at work, bought a cast iron casserole dish which was £40. However, with the myWR card it was half price. £20. Bargain. Wait, with my discount on top I got it for just under £10. Winning. It's belated Christmas present for a sibling…

    I now have the next week off work and plan on getting things organised; money (sort out current accounts), myself (dentist and hair…hair is desperate!), car (wash it…) and food (baking, cooking meals and filling the freezer)

    Roll on payday!
  • Bobarella
    Bobarella Posts: 10,824 Forumite
    Savvy Shopper! I've been Money Tipped!
    Hi All

    Late check in here.

    Dawn - how do you never find interesting things in your litter? I always do! Surely there must be some reciepts in among the Mcdonalds cups

    Money saving things done. Scanned 3 reciepts into both shopping apps 6p for free.
    Batch cooked meal 1 for dinner so less gas used for cooking today.
    NSD 12 of the month. Aiming for 21.
    Checked credit card statement. I am so sad but I love seeing all the extra lines showing payments made. Almost filled a whole page last month. Ok they were all small PADS but still.
    Dealt with the mail as soon as it arrived. Less clutter generated.
    Walked 2 miles around and about with the buggy.
    Checked online banking. All as expected.

    Princess - I've been hearing about Blue Monday all day. I remember when it first became a thing. It's only around 5 years old I think. Such a load of cobblers. Every human is different. I feel no less happy today than any other. .

    Bob out!
    " Your vibe attracts your tribe":D

    Debt neutral :) 27/03/17 from £40k:eek: in the hole 2012.
    Roadkill 17 £56.58 2016-£62.28 2015- £84.20)
    RYSAW17 £1900 2016 £2,535.16 2015 £1027.20
  • La_escocesa
    La_escocesa Posts: 3,119 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Ha ha - I was thinking about blue monday too. Apparently it's because it's still a week or two until pay day and everyone's Christmas credit card bills are in. The people who are blue should join in with the small things - we'd cheer 'em up. :D

    xxx
  • Hi everyone :D
    Thank you all so much for thinking of me and for your kind words. I almost feel like a bit of a fraud :o:o:o but I was SO worried this morning about this meeting. I've actually had a pretty good day at work, and went into the meeting all ready to fight, and they were really quite nice to me. Put me on the back foot a little bit but basically I'm doing well and keep up the good work. So all that worrying and stress for nothing... And all my own fault. :o There's still work to do, but I know I can hold my head up and know I'm doing the best I can with what I have.


    [STRIKE]:cry: check banking and PAD :cry:[/STRIKE]
    [STRIKE]:cry: full day of teaching[/STRIKE]
    [STRIKE]:cry: meeting with the Head[/STRIKE]
    :cry: mark a set of books no, but I did get my Year 11 reports done at long last
    [STRIKE]:cry: 15 mins housework and declutter[/STRIKE]
    [STRIKE]:cry: exercise with my friend[/STRIKE]
    :cry: crochet after this
    :cry: finally fix this blimming quilt cover too tired. It's going on the annoying jobs list.
    [STRIKE]
    :cry: get dh to do something[/STRIKE]
    [STRIKE]:cry: nsd[/STRIKE] did go to Mr S but all ys, and paid for with points. :D
    [STRIKE]:cry: all meals from stores[/STRIKE]
    :j

    If I wake up with 'the fear' tomorrow, please can someone remind me that Blue Monday wasn't that blue for me after all, but I am with the people who are feeling the pinch approaching payday.
  • Baileys_Babe
    Baileys_Babe Posts: 6,267 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Hello everyone, thank you Ally for getting us started today.

    Oh, dd and myself have all been exhausted today and I have no idea why.

    Outside it has been cold, but inside it has been fine even with minimum heating and not lighting the stove.

    Today I have:
    Go shopping and stick to list
    Post on this thread for support, motivation and inspiration
    Open curtains fully
    Close curtains before it gets dark
    Turn off lights and appliances not in use
    reusable sanitary ware
    Stick to meal plan
    B/L/D from stores
    make bread
    PAD into saving £3.66 -1p
    Soak porridge overnight
    Set DW to run overnight
    Unpack bags
    Pack snacks
    Freezer inventory, keep up to date
    Check FPL
    HWB for children’s beds instead of heating
    Entertain children and us for free
    Wash hair and leave to dry naturally
    Cut open toothpaste tube
    Dry washing on airier
    Keep heating to a minimum, we have jumpers and blankets
    Ordered a chainsaw (using Christmas money) negotiated a further 10% discount
    Bought 4 new tires for my car, first replacements in the 6 1/2 I've had the car :j bought them from a local firm, rang a few places first regarding price and they are the cheapest locally, which pleased me as they are a firm I like using.

    Lego mum I often do that with porridge, sometimes I need to add more liquid when reheating.

    Oakdene That will be some saving over the year :D

    JHiggins I'm not sure how often you need to submit your meter reading per year often only 2 or 4 times a year, depending on your contract, I used to submit monthly but this year I am aiming for weekly so I can nip an excess use in the bud early.

    Think I am off for an early night, sweet dreams.
    Fashion on a ration 2025 0/66 coupons spent
    79.5 coupons rolled over 4/75.5 coupons spent - using for secondhand purchases

    One
     income, home educating family 
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