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Dancing in the Rain

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  • I think that's a good idea to plan your days to keep your free ones free. 5am starts are not pleasant, especially during the winter dark mornings but you get used to them.

    I'm glad to hear your feeling a bit more relaxed.

    Have a great night.
    1 debt v's 100 days chapter 34: T3sco bank CC £250/£525.24 47.59%

    [STRIKE]MBNA - [/STRIKE]GONE, [STRIKE]CAP ONE[/STRIKE] GONE, [STRIKE]YORKS BANK [/STRIKE]GONE, [STRIKE]VANQUIS[/STRIKE] GONE [STRIKE] TESCO - [/STRIKE], GONE
    TSB CARD, TSB LOAN, LLOYDS. FIVE DOWN, THREE TO GO.
  • I think that's a good idea to plan your days to keep your free ones free. 5am starts are not pleasant, especially during the winter dark mornings but you get used to them.
    Thanks Parsniphead. Hopefully by the time the dark mornings are here it will be all change and my niece will be out of hospital, then I am back to using my evenings to go to the gym :)
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 800/1000
    Buffer fund 0/100
    Debt Free (again) 25/072025
  • Finding more time in my life

    Inspired by Parsniphead’s list of repairs I thought I would take the same method and apply it to a problem of my own

    Things I can do now

    Stick to one supermarket no further than 5 minutes away from somewhere I have to be anyway. So MnS next to the gym (and yellow sticker all the way).

    Use online to order basics that cannot be yellow stickers (once a month)

    Go to the hospital only when I am in the city for work

    Swim or exercise before work on days when I cannot go after

    Giving up voluntary role. I have been doing it for over a decade, but perhaps it is time to let it go. I cannot do everything.

    Use my lunch hour for the PO/Chemist/Health shop (stop travelling and queuing in these places on my free days).

    Decluttering (fewer objects to clean and care for).

    Things that will take more time to get in place

    Reducing my days to 4 days a week

    Find a fortnightly cleaner

    Find a monthly gardener

    Happy hump day as Muffintop might say :)
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 800/1000
    Buffer fund 0/100
    Debt Free (again) 25/072025
  • beanielou
    beanielou Posts: 95,771 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Happy hump day indeed :)
    If your volunteer role no longer gives you joy then it is maybe time for it to go.
    I am concemplating similar after 23 years.
    The longest standing volunteer with the organisation;)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • beanielou wrote: »
    Happy hump day indeed :)
    If your volunteer role no longer gives you joy then it is maybe time for it to go.
    I am concemplating similar after 23 years.
    The longest standing volunteer with the organisation;)
    Wow I thought I had been volunteering with the same organisation for a long time :T
    The difficult thing is it does still give me joy. I love it, but I just have to begin to let some things go and feeling a bit burned out and there are other things I'd like to do more of creatively. Choices eh?
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 800/1000
    Buffer fund 0/100
    Debt Free (again) 25/072025
  • beanielou
    beanielou Posts: 95,771 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Wow I thought I had been volunteering with the same organisation for a long time :T
    The difficult thing is it does still give me joy. I love it, but I just have to begin to let some things go and feeling a bit burned out and there are other things I'd like to do more of creatively. Choices eh?

    If you are feeling a bit burned out maybe time to have a break from it & then take it from there.
    Creatively sounds good :j
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • beanielou wrote: »
    If you are feeling a bit burned out maybe time to have a break from it & then take it from there.
    Creatively sounds good :j
    Thanks beanie. A good idea. I won't officially resign for now. I will just turn things down until the new year and see how I feel then.
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 800/1000
    Buffer fund 0/100
    Debt Free (again) 25/072025
  • beanielou
    beanielou Posts: 95,771 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Thanks beanie. A good idea. I won't officially resign for now. I will just turn things down until the new year and see how I feel then.

    Definatly the way to go:A
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • So, a few things of note happened today:

    I got home and the police had put a note through the door saying someone on my little road was burgled a few days ago. It suggested the obvious things like deadlocks, security lights etc, none of which I have. I am going to call the police to see if they can recommend someone to do this work and then I will use my savings to get these things done. Just as well I did not use this money to overpay debt ;)

    I need a new front door anyway, so I might get a quote for a new door now.

    I feel a bit scared but I will use that fear to improve my security.

    The other thing was someone told me she is leaving at work. That is 1 month’s notice and 2 months to recruit. That takes us into 2018, so I could request 4 days a week now. As it happens I have supervision tomorrow so I can ask…

    Do you sometimes think it is scary how quickly things come back when you put them out into the universe? I still feel apprehensive but at the same time I think I need to do this. By February I will be debt free and mortgage free. I have a house to renovate but I still think I will be able to do this. I guess I just do it…

    A low spend day. I ate out at lunch time, but a friend insisted on paying for my lunch. I did not waste any money on buying coffee out :)

    I hope your day went well reader
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 800/1000
    Buffer fund 0/100
    Debt Free (again) 25/072025
  • Bad news about the local break in. If you have to spend money to feel safe then do so.

    On a positive note you have exciting times ahead. I hope it all works out hkw you want it to.
    1 debt v's 100 days chapter 34: T3sco bank CC £250/£525.24 47.59%

    [STRIKE]MBNA - [/STRIKE]GONE, [STRIKE]CAP ONE[/STRIKE] GONE, [STRIKE]YORKS BANK [/STRIKE]GONE, [STRIKE]VANQUIS[/STRIKE] GONE [STRIKE] TESCO - [/STRIKE], GONE
    TSB CARD, TSB LOAN, LLOYDS. FIVE DOWN, THREE TO GO.
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