Thursday 14th January - What small DFW things will you do today?

allydowd

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free.

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.:money:

allydowd

MONEY MAKING AND SAVING SITES AS OFTEN MENTIONED IN THIS FORUM:

• Benefits check-up ( Link )
• Coupon Shop Forum list of money-off coupons (Link)
  
• eBid ( Link )
  
• Freecycle ( Link )
• Free Postcode Lottery ( Link )
• FreeStuff ( Link )
  
• FreeUKStuff ( Link )
• i-Say Surveys (Link)
• Jack-At-A-Pinch, cheap recipes ( Link )
• List of online newspapers. At bottom of the linked page. ( Link )
• LuckyPhone free lottery with loyalty rewards (Link)
  
• MSE Boost Your Income page. Gateway to lots of money-making links. ( Link )
• MSE Abbreviations Explained ( Link )
• MSE Deals and Vouchers ( Link )
• MSE Wow Offers ( Link )
• NHS Minor Ailment Service article (Link)
  
• My Supermarket ( Link )
• OnePoll ( Link )
• Quidco ( Link )
• Reclaim PPI at no cost to yourself ( Link )
• Resolver tool. Helps you draft a letter, send it, monitor replies and then escalate it to an Ombudsman or key complaint body if it's not sorted. (Link)
  
• SayNoTo0870 cheap phone number finder ( Link )
  
• Survey sites that pay for your opinions ( Link )
• Swagbucks ( Link )
• Swapit ( Link )
• Tesco Orchard product testing (Link)
  
• Tickety Split cheap train tickets (Link)
  
• Toluna ( Link )
  
• TopCashBack ( Link )
• You Need A Budget site and App (Link)

Revised 31 Oct 2015.

allydowd

Morning all,

That's the working week over. Such relief!

I'm trying to plan a productive day for today while getting some rest too up here in the land of sub-zero temperatures, snow and ice. There's a bucket-load of snow out there on the mountain.

* Transfered money to Australia fund.

* Clean outside of car if the weather lets up for a bit.

* Chase up missing £30 gift voucher code.

* Ate 10p noddles when I came home.

* Shop around for new sunglasses for my birthday.

* Stay sane in the face of adversity.

How about you lovely people?

ziggy2407

Good Morning

Ally - Thanks for starting us off today, stay warm and safe
Bob - Congrats on that last payment to HMRC

Hi to all of the regulars and a BIG welcome to all the newbies, this is a really FAB thread with so many lovely, caring, considerate and supportive people.

Today I will

Packed lunch for DH & DS - Done
Read meters & chart - Done
Bump all sale listings/freecycle/facebook - Done
Check Banks - Done
Transfer TCB payout to savings - Done
Wait for freegler - Done
Wait for buyer - Done, another £15 towards holiday fund
Continue purge on Emails - Done
Continue decluttering - Done - quite a few bits out today - 1 x shabby chic jug, 3 x glass jars with chalkboard labels, retro storage tin, toaster
Enter a few comps - Done a few
All meals from cupboards/fridge/freezer - Done
Check https://www.freepostcodelottery.com - Remember there are now 5 chances to win - Done
Check Lucky Phone - Done

Have a good day! Love to you all!

C x

crazy_cat_lady

Morning Ally - and all that follow - and thanks for the start. Congratulations on the Australia fund, you're almost there - and in such a short space of time as well. Enjoy your weekend
Here's my list for today:
Check banking and PAD
Read Martin's email as I forgot to yesterday
Politely nag dh to get up and do something
All meals from stores
nsd
exercise
crochet
plan for next week's teaching
mark a set of books
get dd to cheerleading
be kind to myself...
Have a wonderful day everyone.

crazy_cat_lady

:hello:
Hi Ziggy - hope you're feeling better today.

debbie_debt

Morning all,

Thanks for kicking us off Ally.

I am DS-free today, so it's a day of jobs and getting stuff done.

Food shopping arriving at 9-10am under the delivery saver (£3/month) meaning that I won't make loads of impulse purchases going to Tesco myself. Well worth the money.
Go for a run for free exercise
Finally go and buy a hoover so I can clean our floors. Going to be checking out cash converters and selling pages before I buy new.
Make some meals for the freezer for our little baby out of last night's roast chicken leftovers.
(carried over from yesterday) Go through the bottom of my wardrobe of all the 'too small' stuff to see what might now fit and go back into circulation. I'm in dire need of clothes that fit since having a baby!
Tidy out the cupboard in the bathroom that's full of half bottles of stuff to see if we can put off buying supplies until next week.

Think that's it for me today. Have a good day everyone!:T

Debbie

PurpleFairy26

Morning all, sorry I was awol yesterday, simply didn't have time to post. I'll catch up in a bit on that thread. Hope everyone is ok. Awesome OZ pot Ally. Amazing how quickly savings mount when you don't have any debt to pay off.

My list today:
PAD
Check 1poll
Check £co - I want my money
Meals from stores
Do some more of my January list, prioritising quick ones or ones that generate some £££
Work from home, so more time for other stuff
Do run 2 in my plan
Try and sign up for one more survey site

Think that's all, have a good day everyone

PurpleFairy26

Just read yesterday's thread. Bob amazing news on HMRC. That should make a massive difference to you. Is someone running the place for you at the moment?

CLF do hope today is better, sending hugs.

allydowd

Well done on the HMRC debt, Bob.

DawnW

Morning all

Thanks for the start Ally. Enjoy your weekend

Woken up feeling a bit bleurrgh - shouldn't have had the second glass of wine last night I am such a lightweight these days :rotfl:

Oh well, at least it isn't raining :T It is very cold though :eek: I have even put the radiator on

Done so far:
Fed hens and dog
Cheapie porridge for breakfast

Still to do:
More coffee
Dog walks x 2
Check banks
Wash kitchen floor
HM meals from stores (aiming for another NSD )
Finalise online shopping order for Saturday delivery (could have done with it a bit earlier, but less hassle for driver re our road being closed at the moment if I leave it till the weekend)
Go to sales unit to see if anything needed
Walk all journeys

Hmm that doesn't seem a very ambitious list, so will update later.
Hope that everyone has a good day, especially those who didn't yesterday for various reasons
Check banks