Thursday 14th January - What small DFW things will you do today?

Wanderlust_Nell

Good Morning,

I've read these 'Small DFW' threads on and off for a couple of years and thought today I would write…partly as motivation to actually do it!

- All meals from home
- Make some more granola (all ingredients are about the kitchen, maybe not the right ones but plenty to improvise with)
- refill snack bags for when at work with fruit, seeds and nuts (and mini marshmallows)
- Send off pantomime tickets to personnel to get ticket subsidy through work
- Phone tax people to get put on correct tax code…18 months I have been in current job and only just realised I've been on emergency tax code
- Complete shift at work without buying a coffee
- Finish work and do not purchase anything on way out (work in supermarket..final reductions will be done as I leave at 8pm)
- Check if payout available on Topcashback
- Check FPL
- See if sister has paid back from Christmas
- List things on either Facebook or eBay. Undecided.
- Make sourdough starter

But for now, shower, cup of tea and I'm tempted to try and make crumpets...

PaceThePixie

Morning Everyone,

Another late start for me:eek: its lovely and chilly outside. Much more seasonal.

Todays' list in no particular order:
Go for a walk.
A spot of ironing.
Check online banking.
My daily bit of housework.
Complete online surveys (I have not done any for four days).
Get even more excited about job interview at 08:30 tomorrow morning.
NSD again hopefully. To be honest I have lost count how many we've managed to achieve, or not achieve

Another update from yesterday; spoke with Virigin Media (they called me) as I had cancelled our monthly TV subscription. As I have been with them for a number of years they have managed to give me a half price discount frozen for 12 months. So monthly cost would be £25 per month. I am awaiting the OH's approval for this.
OH received email from SC confirming his new DMP was in place (I advised him to move to SC from MoneyPlus). All creditors spoken too by SC and all parties much happier. SC confirmed debt free for OH before 2020! :j:T quite impressive considering the size of his debt :mad: yes I am still annoyed with him.

Have a lovely day people. Keep smiling.
Pace.

twiggy86

Morning all!

Firstly I'd just like to thank all you guys. I don't usually take the time to post individual messages to you all, but you are all amazing!

A friend popped round last night so I wasn't as productive as I'd hoped!

So on to today, I have/will:-
* Check banks
* No TV on
* Do washing up
* Put a load of washing on a 30 degree eco wash
* Take lunch to work
* Take breakfast to work as didn't have time to eat - I made overnight oats which were actually really nice! Bought a big bag of oats yesterday in Home Bargains for 49p which should last me ages
* Check FPL
* Charge phone in work
* "Womble" envelope and stamp from work to post mortgage paperwork
* Dinner from stores
* Sort out laundry!!!
* Sweep hall and stairs

Think that's everything for today. Hope you all have a great day!

determined_new_ms

Morning guys :wave: thanks for starting the thread ally :A agree with how impressive your Aus fund is :j Even though I hate the cold and even more so the snow am feeling a little jealous you have it! Think dgd would love it, so hoping it comes our way...

welcome Wonderlust_Nell

debbie_debt enjoy your day without ds. I also am childfree today and am feeling like I am going to have a productive day and make time for leisure as well - so easy just to sit on the laptop and fritter time or spend all my time doing chores!

Hi to everyone else :wave:

So far today I have:

* checked banking
* make dgd's pack lunch for cm's
* tidied up kitchen, our bedroom & bathroom
* repacked up dishwasher to get as much in as possible
* not put the heating on apart from 1/2 hour this morning for dgd
* joined the frugal living challenge - let's see if I can keep it up for a year. This is about the only thread I've ever stuck with...
* finalised my budget for 2016 and broke down personal spending money budget into categories
* made a very small list of bits to get from aldi while in town doing ms assignment
* checked aldi super 6
* texted babysitter to see if she'll have dgd for a couple of hours on Sunday so we can go to the cinema

Still to do:

* 2 ms assignments today for £40 will work out about £10ph
* tidy, polish & vacuum dgd's room
* wipe all sides and cupboards in kitchen
* check through fridge
* make a cake
* bath & wash hair
* all meals from stores
* going to meet oh for lunch time drink - his treat
* knitting - definitely making time for this this afternoon :j need to watch a tutorial on youtube as am about to start shaping the heel
* 2 x 2 meditations - :so far have done 1
* ys roast pork for dinner. Will par boil more potatoes than needed and freeze for a quick roast next time
* heating off!
* pop to aldi & B&M while in town doing ms assignment
* Have seen on the frugal living thread B&M have seed potatoes so that's why I'm going there
* might watch a film with oh later
* need to dig out Inland Rev paperwork as need to do something for the ms se registration - hope it's not too late!
* call alleged new bb supplier

Ok seems like loads but hopefully most of them are small tasks. Have a great day everyone x

foxgloves

Wow DNMS, you are a new sock knitter & you're at the heel already! The only general advice I can give, really, is to say don't overthink it. That's where I went wrong the first time. Just follow the instructions, however counter-intuitive they may feel at first, & if you're doing it right, you'll start to see a little heel-shaped bit forming. And when you do, I promise you will feel very chuffed with yourself!
F x

make_the_change

This is my first time posting and I have been reading a lot lately. I am embarking on a DMP in a couple of months after burying my head in the sand for far too long. I am trying to build an emergency fund first. So each day I try to make a list of things to do and focus on.

Today is a pretty dull day:

Take DS to school - done
Home for breakfast - done
Wash bedding - on now
Spend some time with DD and other DS
Lunch from stores for DD
Take DD nursery
School run and dinner from stores.... Not quite sure what to do as have very fussy children and cupboards nearly empty :mad: Probably a tin of soup for me
Baths for all and try to get the kids in bed and asleep by 8pm (fat chance with DD)
Surveys when I get a chance!

Thanks for reading!

foxgloves

Ally - Well done on the Australia fund. If only our car fund would grow so quickly, but once Jan & Feb are out of the way (several one-off annual expenses to pay at the start of the year), we are really planning to step it up big time.
You will soon be booking the flights at this rate. Bet your partner is polishing her camera ready for action!
f x

lego_mum

Morning all, Thanks for the start Ally.

Hi to everyone else

I was supposed to be at the dentist this morning, but they've cancelled due to illness. At least it means the money stays in the bank a little longer!

Health & Fitness plans (lose this weight once and for all, no fad diets ever again!)
:starmod: Gym class – aiming for 5 a week (works out to less then 80p/class!) :A
:starmod: Fill water bottle at the gym :A
:starmod: Walk at least 7000 steps to get bounts points :A
:starmod: Eat for health
:starmod: Drink water through the day
:starmod: Monitor fitness goals etc using my fitbit daily & adjust when needed

Daily jobs:
:starmod: Wash a load at 30 degrees :A
:starmod: Hang washing on the line if dry/radiators if not :A
:starmod: Check banks/update spreadsheet :A
:starmod: Delete junk from emails
:starmod: Clean & tidy fridge (make sure we don’t waste anything)
:starmod: Use something out of the food use up box
:starmod: Plan today’s meals from stores
:starmod: Make families lunches for tomorrow
:starmod: Minimum heating on (set for 30 mins before dh gets up), plenty of blankets & jumpers available 

Tidy home = Tidy mind
:starmod: Hoover carpets
:starmod: Clean the kitchen using minimal products
:starmod: Tidy at least one cupboard
:starmod: Gather together items for the cs

Money making schemes
:starmod: Inbox pounds 4 searches :A
:starmod: Swagbucks :A :A A couple of surveys done and claimed £5 amaz0n:)
:starmod: Check Fpl
:starmod: Check luckyphone :A won 50 points, not far off a payout
:starmod: Check for surveys Received a £10 gift voucher through the post this morning :A & did another isay survey claimed another £10!!


Freebies/vouchers/offers
:starmod: Check 02 priorities :A
:starmod: Check tcb/quidco :A
:starmod: Check cos/shopit :A

Extras
:starmod: Make a date cake
:starmod: Ironing done (to get me warmed through!!) switched off before ironing last item

More to follow

foxgloves

Good Morning Chilly People,
Snow forecast today, but so far, just more of the same general grey sogginess. A lot colder though. Yes, even I have turned up the radiator this morning :-O Not a very exciting list of money saving from me today, but here it is, for what it's worth:
*Checked banking for outstanding payment. Still no sign of it. Bah!
*Rounded down account to PAD £1-64 across to Car Fund.
*Received 2 survey vouchers - total of £15. Updated signature. Can't see me earning as many vouchers as last year as one of the online brand forums I was on had just finished, but will tot up my survey income again out of interest.
*Usual little energy-saving bits i.e only boiling the amount of water needed in kettle, turning off iron for final garment, etc.
*Dinner is the extra veggie cottage pie I cooked & froze last week. Intend to use up some veg with it.
*Did next week's meal plans. Remaining grocery budget for this month is low, so have concentrated on stretching a chicken to 4 meals & using ingredients/stuff in freezer we already have for the remaining 3.
*Chatted with mr f about a cheap but nice weekend. Think we will plan a wintery picturesque lakeside walk & take a picnic with us.
*Make tomorrow's packed lunch & work snacks.
*No downstairs heating on as am working upstairs this morning, so am disinclined to pay to heat an empty room. Will put it on later to warm it up for the evening. Will light my improvised clay flower-pot room warmer this afternoon to boost temperatures up in Foxgloves HQ.
*Progress big task from my Annoying Things List. It will save me £10 a month when it's finished, all being well.
Well, the wind's getting up & it's gone even greyer outside, if that's possible, so I'm thinking the snow may not be too far off. mr f will probably tip me off once it gets to him - he works 26 miles further north in the county, so he's my Weather Early Warning System.
Cheers all, stay warm & keep your hands on your pence,
F x

JHiggins91

Hi all hope you're all well!

Was updating this on my break in work and my phone ran out lol

Just finished my shift and today will be not so productive or DFW.
I'll pick up DD this afternoon from the childminders
Will see if Barclays have got back to me regarding a zero percent balance transfer (hopefully)
Bank pennies to pay towards overdraft
Draft up a budget for this month coming as I get paid for tomorrow and have a lot of new DDs coming out due to the new house etc

Take Care

J