Review my budget?

Candyapple

You also missed off the £50 for emergency fund in your SOA which you included in your first post.

Do you/your partner really not spend anything on haircuts?

Same goes for presents - birthdays, Christmas, family members?

Are your 2 debts on a 0% deal? Why is there nothing included for monthly repayments to them?

Do you actually have £1,100 cash spare at the end of each month? If not, try keeping a spending diary for 1 month and write down everything to see where your money is going.

Darksparkle

The tv part in itself is only £18 per month (the rest is landline and internet).

And I also get cashback on this, 3% of £45

oligopoly

I'm not an expert but what stuck out for me was:

1. Home insurance looks expensive - check the Buildings is the cost of rebuilding it, not its market value. Also check your Contents is massively inflated.

2. Weekly food shop is very high for two. Should be half of this.