Downgrading Contract to pay it off

T8RSP

Hi All,

Happy New Year!

I have a question with regards to lowering a pay monthly contract phone so it would be cheaper to pay off the remainder of the contract.

My OH's contract with 3 is £43 a month and ends in July. She would like to buy out her contract but I was thinking she may be able to reduce the cost by dropping down to the lowest possible price plan and then paying it off soon after.

Does anyone know if that's possible at all or if it has to be a minimum of a month of contract change before you can pay it off or that you can only go down one price plan at a time?

I don't want to ask the network this as they may twig what I am wanting to do so they won't allow it etc.

Any help will be much appreciated!

Thanks in advance!

grumbler

T8RSP wrote: »

My OH's contract with 3 is £43 a month and ends in July. She would like to buy out her contract

Why? What's the point in wasting money?

but I was thinking she may be able to reduce the cost by dropping down to the lowest possible price plan and then paying it off soon after.

Generally, this stopped being possible long time ago and no network allows downgrading mid-term, but she can try her luck and ask. No harm done.

Does anyone know if that's possible at all or if it has to be a minimum of a month of contract change before you can pay it off or that you can only go down one price plan at a time?

I don't understand about 'a month', but I am afraid even "go down one price plan at time" isn't an option during the minimum term.

bigfreddiel

How on earth do you use or need to spend £43/month on what is only a phone?

Cheers fj

d123

bigfreddiel wrote: »

How on earth do you use or need to spend £43/month on what is only a phone?

Cheers fj

Any phone in the upper price range can easily cost that these days. Why don't you just navigate over to the Three website and have a look?

grumbler

Obviously it was a rhetoric question.

forgotmyname

Not just a phone though is it? Its a phone, computer, media centre, phonebook, diary, alarm clock etc etc etc... and thats before you take into account the free minutes and texts and data allowance.

macman

Why would Three agree to a downgrade after 18m? Assuming a high end handset, all the profit comes in the last 6 months or so of the contract. As above, by all means ask, but the answer will inevitably be 'no'.

bigfreddiel

forgotmyname wrote: »

Not just a phone though is it? Its a phone, computer, media centre, phonebook, diary, alarm clock etc etc etc... and thats before you take into account the free minutes and texts and data allowance.

Free minutes! They cost £43/month,

It always makes me chuckle when I pass a mobile phone shop and you see them advertise a free phone, free minutes, free texts only £XX's per month. Somehow doesn't sound right to me but obviously many people get sucked in by the hype!

fj

bigfreddiel

d123 wrote: »

Any phone in the upper price range can easily cost that these days. Why don't you just navigate over to the Three website and have a look?

Of course I know that! My question is why would you need such a phone?

I bought a smart phone £79 one off payment. On a payg account, costs me about £20 a year, yet it does all that any smartphone can do.

Spending £43/month is just crazy and so easy to get a better deal.

Cheers fj

forgotmyname

£20 a year, how many thousands of minutes and texts and gig of data a month does that give?

Sign me up.

grumbler

Most people use "thousands of minutes" only because they have them, not because they need them. The same applies to "gig of data".
If they were given the same phone and paid separately for the actual usage, they would never use these huge amounts.